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  • beanielou
    beanielou Posts: 95,530 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the transfer.

    Has your DS got long COVID?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    beanielou said:
    Good news on the transfer.
    Thanks!  I'm very pleased - I'll get some more going today, I want to bring another two sets of money over.

    Has your DS got long COVID?
    No, beanie, she tested several times, thanks for the query.  Its a really fierce infection she picked up from her little granddaughter, who just had normal sniffles at the time.  It's now shifted after some really horrendous antibiotics, but the recovery is slow :( 

    I was still having a play on the genealogy last night, and the 1921 census has finally been included in a subscription on familysearch - its the only access point, never been monetized like this :(  But the subscription is £200 a year, and you can't cancel halfway through :(  It may be free at the library, but that presents its own problems, covid is only the half of it, its the only thing in the whole town thats difficult to get to for me.  As problems go, it's minor, let's face it.

    Anyway, today ... what do I fancy?  
    - dishwasher on to clean the dehydrator
    - I'd like to put the washing on, to keep up to date in case I need to swoop about the country on a visit 🚀🌈 but the weather forecast isn't brilliant, very grey out there.
    - weeding!  That would be good too.
    - measure my rug and the kilim hidden away upstairs, to buy underlay.  Winter preps rule!
    - check the transfer I made yesterday has come through (I used the firm for a long time, it's only new admin I'm concerned about) and send another dollop through if all's well.
    2023: the year I get to buy a car
  • themadvix
    themadvix Posts: 8,746 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Eeek, £200 is a bit steep! The LDS must be in need of funds! I think that can wait for me for a while. Annoying too that the library is fairly inaccessible, covid notwithstanding. Do you still have mobile libraries in your county? Ours got rid of them a while ago - such a pity as they were a great resource.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It really is steep, isn't it!  No way I'm paying that.  Maybe I'll go use the library late spring next year, something like that.  Anyway, I've just been tracking two single ladies, aunt and niece, through the censuses - they moved from Liverpool to Chester, as their brother/ uncle set up a very middle class manufacturing business that provided for a lot of people.  Fascinating.

    Apparently there *are* mobile libraries, madvix, I didn't even know 😮 they're not really for the likes of me, a volunteer will bring books/ tapes and whatnot.  I'd rather use the online library.  They've also got braille books, which is wonderful, I remember quite a few braille items around when I was little, for my grandfather (I won't tell you how I know the method of cleaning glass eyes 🤣🤣🤣).  

    So, I've done dishwasher, washing machine, tidying, phone check on sister, check transfer and send the next dollop of cash, a bit of a walk - short so I could watch the press conference, but that was a waste of time, I can't *listen* to any of them, I have to read it.  It's not actually very much, but there are some fiddly things in there.  It is what it is :) 


    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    A slight wrinkle has popped up with the currency transfer - the several tries I made to send the money have resulted in "cancellation" and "pausing" and all sorts of things - because they offer you rates for a certain guaranteed length of time.  Hmmm, I wish I'd been able to get back to that first quote, but I couldn't.  It's all a bit fubar in the admin sense, and the money I sent this morning hasn't arrived, which has surprised me and concerned me a bit, to tell the truth.  I have no idea what will happen, though I don't *think* I'll have lost this latest lot of money.  I'll have to let the processes work their way along the interweb, nothing for it.  I'll live, but I just need a note here!
    2023: the year I get to buy a car
  • themadvix
    themadvix Posts: 8,746 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    If it helps (and it definitely might not), I don’t receive transfers from Europe immediately - there’s usually a few hours’ delay.

     When I asked about mobile libraries, I meant huge van type things that would tour villages etc. I think we have library volunteers who take things out to people, but they’re not called mobile libraries here.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    themadvix said:
    If it helps (and it definitely might not), I don’t receive transfers from Europe immediately - there’s usually a few hours’ delay.
    I'm afraid those few hours had already well gone by the time I posted.  I just have to wait and see - the confusion has been between the E2020 that was first in my account that I tried and failed to send, and the E2000 that I *did* manage to send.  They think I'm short of E20 for the 2nd sending.  I think I'm not 😁 At the moment, since they're a reputable firm, I just need to let their clunky systems do their thing.  Or I might send the E20 so that they'll shift their behinds 😁

     When I asked about mobile libraries, I meant huge van type things that would tour villages etc. I think we have library volunteers who take things out to people, but they’re not called mobile libraries here.
    Absolutely, I thought that's what you meant - but the volunteer thingy dingy is all we have.  Conservative stronghold here, if we ever had the service of proper mobile libraries, they're long gone :( 
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Another note-to-self: Lloyds sent me a letter burbling about an account with them, charges if I close after 1 November 2022, all sorts of nonsense.  Finally got through (after being cut off in the phone queue) and got a sensible person on the other end of the line (a Scot!  Yay!) its a joint account, and on getting my mobile phone number, he agreed to tell me the other names on the account 🤣 it's my brother and sister 🤣 we opened it to have somewhere neutral for the probate money to go.  It has a balance of £12 🤣  It can't be closed until all three of us are in the same room (!!!! like that's easy to arrange) but hey ho.  Can't speak to bruv right now, he was at a funeral yesterday, so it's onto the to-do list for the end of the month.
    2023: the year I get to buy a car
  • badmemory
    badmemory Posts: 9,605 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    If the charges are less than the £12 it may be cheaper to just let them close it & forfeit the balance.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Bank guy was saying there shouldn't be charges for that account, its a very basic one, so the decision is my brother's.  But you're right in principle, badmemory, for me anyway, as I don't bank with Lloyds - brother might be affected, but once he knows about it, he'll take action appropriately, I don't doubt.

    I went out doing the garden - still haven't dug up more brambles, ones I can see from my window 👀 but important stuff all the same.  50 minutes is long enough.  Did some more analysing of the genealogy documents I already have, constructing someone's life out of computer scans.  Doesn't tell you anything about their inner life (except that this guy declared personal bankruptcy and was then taken to court by his brothers!) but it's all interesting.
    2023: the year I get to buy a car
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