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Travelling On
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Suffolk_lass said:beanielou said:Suffolk_lass said:It was my first year at College - I applied last minute when I was made redundant - post clearing I just rang and asked, went in, demonstrated my sporting prowess (🧑🎓🏃♀️💃🥾) across a number of activities and they said yes (the most hilarious was doing a handstand, which I had never done - ever - in front of a GB gymnastics coach - I digress) - applied for my grant and then my bed broke so I went into Nit-Wits and explained and they advanced an overdraft.
Bought the bed, three weeks later went in to get cash and was asked to go in to an interview room where they locked me in and called for the manager who threatened to call the police. Fortunately I was able to describe the member of staff who had advanced the OD and they had the good grace to confirm and admit they had omitted to record it properly (but they had got their notes) - so they let me go.
A friend reported it to the local paper and the next thing was my Mum telling me about a student locked in a bank interview room and do be careful dear...
So I wont have a physical branch near me at all.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
So there's quite a key thing happening
it does feel good to have sorted it out - though there's half a dozen tiny little keys, only about a centimetre long, and one set only half that, I have no idea what they open. I'll try my mother's jewellery box, which I have, other than that I really have no idea. I'm just glad to have found the key to the new double glazing!
Beanie - all 4 banks closing is horrendous! I have no reason to go regularly, but when I need it, I actually do need it. Troubling.2023: the year I get to buy a car3 -
Karmacat said:So there's quite a key thing happening
it does feel good to have sorted it out - though there's half a dozen tiny little keys, only about a centimetre long, and one set only half that, I have no idea what they open. I'll try my mother's jewellery box, which I have, other than that I really have no idea. I'm just glad to have found the key to the new double glazing!
Beanie - all 4 banks closing is horrendous! I have no reason to go regularly, but when I need it, I actually do need it. Troubling.
All the banks want you to take their mobile banking app but I don't want to. I have a perfectly good desktop and like doing my admin first thing in the morning, while my brain still works. Especially after that episode where I transferred my season ticket loan into someone else's account because our savings account had another sort code and I had never noticed. Scarred for life!Save £12k in 2025 #2 I am at £10,020.92 out of £6000 after September
OS Grocery Challenge in 2025 I am at £2234.63/£3000 or 74.49% of my annual spend so far (not going to be much of a Christmas at this rate as no spare after 9 months!
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3 -
We had a key sort out the other day - is that the level of life admin we’re all getting around to now? - turned up a set of car keys that we can’t work out which car they are for, or if we even own it anymore.... suspicion is that they are for a wreck we purchased (and then got rid of) before we bought the house that was used to fix my Micra.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
I found a combination padlock
I'm certainly going to keep them for now, because it's easy enough - the keys to the doors that have been changed, they're in the tray "to be recycled". Just checked my household recycling, and there's no mention of them, grrr. I'll have to find out: there's 10 or so, it's worth doing. And I think it *is* the life admin we're reduced to, sadly
but it's good not to have this stuff around our homes - and if it results in more recycled metal, then that's a good thing!
SL, I completely agree with you about the banking app, I won't get them either - my phone is an extremely portable object that I regularly take outside my house, and it's security is kind of simple, just a little PIN - I'd rather do it on my laptop, like you, with a page big enough for me to see the layout *around* what I'm typing in.
Sending things to the wrong people is my nightmare - though I always send a tiny amount first, and this "confirmation" thing they've introduced recently is helpful. They couldn't confirm NS&I though - and NS&I tell you that they can't, which is really odd. However, my first big payment of premium bonds has now reached the right space, so I'll set the next lot up for Monday.
Very cold here, the rec ground still has frost, I'm not going to dig in the garden - green bin is due on Tuesday, though, so I'll try to find things I can cut back as part of the long term effort.2023: the year I get to buy a car3 -
Mira Furlan
Mira Furlan: Babylon 5 and Lost actress dies at 65 - BBC News
Just found this. She was lovely, absolutely lovely. I met her in the mid1990s, at a convention in Blackpool - she was thrilled that we liked her, and she used that space to spread understanding and thoughtfulness. She'd emigrated to the US once the Yugoslav civil war started. I remember her talking about going to an ordinary American supermarket and being completely paralysed by the level of choice, and *wondering* about that choice. The tributes to her on Twitter may seem overblown, but they're not, not this time.2023: the year I get to buy a car5 -
Well, I pulled myself together!
1. transferred the next premium bond purchase, for Monday.
2. precious little else until I went out to the garden - lots of scraps of ivy I could dispose of, and I actually dug up two dead bramble roots, killed off by the fence work, hurray. But my soil! My poor soil! I've always said you could cut it with a knife and call it a brick, and it's now so compacted by the workmen walking all over it while fence-building, it's going to take a while. I put two bucketsfuls of dead leaves and roots into the green bin, and did some soil aeration too, most of the side return border, and a bit in front of the kitchen window.
I'm going to use the vandalised tops of the gateposts from the front, to slide underneath the fence panels - that will stop soil accumulating near the panels themselves, and stop it drifting down the hill to next door's garden. The posts are set in concrete, I'll put some of the slate chips around them. After that comes the raised beds.2023: the year I get to buy a car4 -
One piece of worthwhile financial admin today: the cahoot money from the once-dormant account has arrived in my current account! It's £228 and pennies, and I realised after the whole "don't end up paying tax next year" that it was important to get this done *this* tax year, when I'm only being paid 3 months of state pension.
Job jobbed. I also downloaded a form from the NHS about obtaining the medical records of a deceased person - this is for genealogy. My grandfather lost his sight in two separate incidents - one a motorbike crash, the other an operation that went wrong - and since I'm now including him in the book I'll end up writing, I want to get my mitts on these, if I possibly can. We'll see, even a partial would be good.2023: the year I get to buy a car5 -
Oooh - I didn't know you could get a deceased person's medical records..... there is one member of my family that I would rather like that info on... must go and have a see if I can find that form on the NHS site....I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £203
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I'm not sure they're going to agree to my request, greent - family history isn't enough, I don't think (I suppose they'd be inundated - though if they charged a tenner, like they do for a will, and the person had been dead for more then 50 years, you'd think it would be okay). Anyway, I'll try to push that my dad was his father's executor, and I'm my dad's daughter, so .... we'll see. I won't be doing it tomorrow, but I'll let you know when I do.
I've managed to get a little bit more done today: shopping that was hanging around after being washed and dried has been put away, and mindful of the giki zero informatinon, I used the microwave to cook my tea - quorn, frozen veg and sweet potato, plus tomato puree and a drizzle of avocado oil.
The giki stuff is interesting - I do a lot, and I've certainly achieved more than a ton in savings just by listing what I'm doing. BUT - haven't done anything to do with water yet, and I haven't allowed anything for travel on public transport this year, or holidays - and usually, I'd be having two holidays and a couple of trips on public transport every week. Though I won't be for this year, obviously. So I'll have to keep an eye on that - but what it *does* do is highlight actions I can take - switching providers, picking up local litter, maintaining the fridge, draughtproofing (one draft at my living room window), its a good series of steps.2023: the year I get to buy a car5
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