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SL good grief - they'd give you compensation these days, which is right in your case, I think. Heavens above. Your interview sounds interesting too!
madvix aww, that's a great description! Not mad, noWe had lovely blue sky here just an hour ago or so, but it's now clouded over. Not before I put the washing machine on, though! Ah well. I'll do the premium bond thing right now, then phone my sister, *then* do the English accounts. I'm just scared of pressing that final button to submit, I always am. Nothing for it, though, mustn't prevaricate and have it hanging over me.
2023: the year I get to buy a car5 -
I know what you mean about the final submission - although I always do it a bit precipitously and probably should more carefully check it over first! I take the approach that I've filled it in carefully in the first place, so it should be fine!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
I'd like to think like that, madvix, I really would. It's the French stuff that's the problem, even now that the mortgage is over. Slight differences in the way it's submitted, every year, because of changes they make in the forms, the terrible service I've had from English accountants/ technicians over the years, my shaky grasp of financial French, it all adds up to a background of **oh bleep, this time it's all going to go wrong**. It hasn't, never has, but I keep checking, just in case!
Anyway, the deed is done, woo hoo, English accounts submitted - 10/115 items on the Big List, 8.7% woo hoo.
The French paperwork is scattered between English tax years, it has to be at first, so now I'm free to collect it all up, and just see if I have any later log in details for the maintenance firm that will enable me to log on as I used to, and check what I need to pay (its often different from what they invoice me, sigh ....).
Sister phoned me as I was picking up the phone to call her, always nice when that happens2023: the year I get to buy a car5 -
My French paperwork has suddenly disappeared - I can only find the things I only just found the other day, the stuff I always had has disappeared. This either means that a hole in the fabric of space-time has opened up in my house, or I've looked at too much finance paperwork over the last few weeks. So I'm stopping now.
One last victory to report: the maintenance company replied at lunchtime, I managed to get onto their website, all good. Except that just as I thought, the amount I owe according to their website is very different from the invoice they sent me - its about E100 less. Very puzzling, but I can't sort it in the next week, so I paid the higher amount, via my French bank, E192. Very confusing.
Before I send in the French accounts, I need to find the stance of various companies on the TVA, the French VAT - do I need to show it on invoices to claim against tax? I think the accountant's website said I did. Can't sort it today, I'd quite like to get my proper shoes on and go out for a walk.2023: the year I get to buy a car4 -
Suffolk_lass said:It was my first year at College - I applied last minute when I was made redundant - post clearing I just rang and asked, went in, demonstrated my sporting prowess (🧑🎓🏃♀️💃🥾) across a number of activities and they said yes (the most hilarious was doing a handstand, which I had never done - ever - in front of a GB gymnastics coach - I digress) - applied for my grant and then my bed broke so I went into Nit-Wits and explained and they advanced an overdraft.
Bought the bed, three weeks later went in to get cash and was asked to go in to an interview room where they locked me in and called for the manager who threatened to call the police. Fortunately I was able to describe the member of staff who had advanced the OD and they had the good grace to confirm and admit they had omitted to record it properly (but they had got their notes) - so they let me go.
A friend reported it to the local paper and the next thing was my Mum telling me about a student locked in a bank interview room and do be careful dear...I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
beanielou said:Suffolk_lass said:It was my first year at College - I applied last minute when I was made redundant - post clearing I just rang and asked, went in, demonstrated my sporting prowess (🧑🎓🏃♀️💃🥾) across a number of activities and they said yes (the most hilarious was doing a handstand, which I had never done - ever - in front of a GB gymnastics coach - I digress) - applied for my grant and then my bed broke so I went into Nit-Wits and explained and they advanced an overdraft.
Bought the bed, three weeks later went in to get cash and was asked to go in to an interview room where they locked me in and called for the manager who threatened to call the police. Fortunately I was able to describe the member of staff who had advanced the OD and they had the good grace to confirm and admit they had omitted to record it properly (but they had got their notes) - so they let me go.
A friend reported it to the local paper and the next thing was my Mum telling me about a student locked in a bank interview room and do be careful dear...Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here6 -
I haven't had a bank with a branch for about 18yrs now thinking back!MFW: Was: £136,000.......Now: £47,736.58......3
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I'm afraid I moved *to* NitWits (love the name) because their regular saver was offering good value, and they had a branch in walking distance - I wanted to be *able* to walk there if I *had* to - and it was convenient last Sunday when I went there to update my PIN, I must say.
It's a briliant dining out story, SL
I've resolutely refused to look at any papers today - put the dishwasher on, bit of tidying, and then my keys surged up in front of me and demanded to be sorted, ie I found another two stashes of keys, and I had no idea what worked and what didn't. It took literally about two hours, but I now know that I only have *one* key that fits all my new double glazing, 5 windows in all. I'll have to get a couple extra over the summer, it's not an urgent thing. But honestly, if I needed to give someone spare keys, it would have been troublesome - my shed has a lock now, for instance. Good little piece of work, there's clarity in that.2023: the year I get to buy a car3 -
We seem to have a drawer full of keys. Dh reckons he can ID them all...!!!
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!3 -
Ooh, excellent key detective work there! At least you won't do what we did in the summer - lose our only set of car keys, then while the key magician was here, get him to copy a key which we thought was the front door key, but was actually the key to the old lock we'd thrown away
(We later found the original car key anyway, so the whole thing was quite an expensive and pointless palaver!!)5
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