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Travelling On

edited 30 November -1 at 12:00AM in Mortgage-Free Wannabe
5.9K replies 262.5K views
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  • themadvixthemadvix Forumite
    4.3K posts
    Tenth Anniversary 1,000 Posts Name Dropper
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    I know what you mean about the final submission - although I always do it a bit precipitously and probably should more carefully check it over first! I take the approach that I've filled it in carefully in the first place, so it should be fine!
  • KarmacatKarmacat Forumite
    35.5K posts
    Part of the Furniture 10,000 Posts Name Dropper
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    My French paperwork has suddenly disappeared - I can only find the things I only just found the other day, the stuff I always had has disappeared.  This either means that a hole in the fabric of space-time has opened up in my house, or I've looked at too much finance paperwork over the last few weeks.  So I'm stopping now.

    One last victory to report: the maintenance company replied at lunchtime, I managed to get onto their website, all good.  Except that just as I thought, the amount I owe according to their website is very different from the invoice they sent me - its about E100 less.  Very puzzling, but I can't sort it in the next week, so I paid the higher amount, via my French bank, E192.  Very confusing.  

    Before I send in the French accounts, I need to find the stance of various companies on the TVA, the French VAT - do I need to show it on invoices to claim against tax?  I think the accountant's website said I did.  Can't sort it today, I'd quite like to get my proper shoes on and go out for a walk.
    Downsized and paid off mortgage 2010
    Retired August 2016
    Paid off French mortgage September 2018
    New kitchen fully installed June 2019
    Not counting this! 2020
    Garden fencing completed, woohoo 2021
  • beanieloubeanielou Forumite
    74.7K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    It was my first year at College - I applied last minute when I was made redundant - post clearing I just rang and asked, went in, demonstrated my sporting prowess (🧑‍🎓🏃‍♀️💃🥾) across a number of activities and they said yes (the most hilarious was doing a handstand, which I had never done - ever - in front of a GB gymnastics coach - I digress) - applied for my grant and then my bed broke so I went into Nit-Wits and explained and they advanced an overdraft.

    Bought the bed, three weeks later went in to get cash and was asked to go in to an interview room where they locked me in and called for the manager who threatened to call the police. Fortunately I was able to describe the member of staff who had advanced the OD and they had the good grace to confirm and admit they had omitted to record it properly (but they had got their notes) - so they let me go.

    A friend reported it to the local paper and the next thing was my Mum telling me about a student locked in a bank interview room and do be careful dear...
    Blimey norah!!
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • shangaijimmyshangaijimmy Forumite
    3.7K posts
    Part of the Furniture 1,000 Posts Name Dropper
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    I haven't had a bank with a branch for about 18yrs now thinking back!
    MFW: Was: £136,000.......Now: £70,224.68......
    Mortgage Neutral Deficit: £59,185.53... Mortgage Neutral Savings: £11,039.15
    MFiT-T5 #8 - £14,635 of £23,100 (63.35%)
    1% Mortgage Challenge - £41.65 of £705
  • KarmacatKarmacat Forumite
    35.5K posts
    Part of the Furniture 10,000 Posts Name Dropper
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    I'm afraid I moved *to* NitWits (love the name) because their regular saver was offering good value, and they had a branch in walking distance  - I wanted to be *able* to walk there if I *had* to - and it was convenient last Sunday when I went there to update my PIN, I must say.

    It's a briliant dining out story, SL :) 

    I've resolutely refused to look at any papers today - put the dishwasher on, bit of tidying, and then my keys surged up in front of me and demanded to be sorted, ie I found another two stashes of keys, and I had no idea what worked and what didn't.  It took literally about two hours, but I now know that I only have *one* key that fits all my new double glazing, 5 windows in all.  I'll have to get a couple extra over the summer, it's not an urgent thing.  But honestly, if I needed to give someone spare keys, it would have been troublesome - my shed has a lock now, for instance.  Good little piece of work, there's clarity in that.
    Downsized and paid off mortgage 2010
    Retired August 2016
    Paid off French mortgage September 2018
    New kitchen fully installed June 2019
    Not counting this! 2020
    Garden fencing completed, woohoo 2021
  • apple_muncherapple_muncher Forumite
    11.5K posts
    10,000 Posts Seventh Anniversary Name Dropper I've been Money Tipped!
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    We seem to have a drawer full of keys. Dh reckons he can ID them all...!!!
    NST Feb 15-er#?; NSD ; Ex ; bagfuls (62)

    Mortgage £386 ish (01/14: £78,201; 01/15: £59,629; 01/16: 39,915; 01/17: 27,295; 01/18 23,143; 01/19: 18.275) MFWDate: very soonish
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