We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Travelling On

Options
1564565567569570948

Comments

  • themadvix
    themadvix Posts: 8,670 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I know what you mean about the final submission - although I always do it a bit precipitously and probably should more carefully check it over first! I take the approach that I've filled it in carefully in the first place, so it should be fine!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    My French paperwork has suddenly disappeared - I can only find the things I only just found the other day, the stuff I always had has disappeared.  This either means that a hole in the fabric of space-time has opened up in my house, or I've looked at too much finance paperwork over the last few weeks.  So I'm stopping now.

    One last victory to report: the maintenance company replied at lunchtime, I managed to get onto their website, all good.  Except that just as I thought, the amount I owe according to their website is very different from the invoice they sent me - its about E100 less.  Very puzzling, but I can't sort it in the next week, so I paid the higher amount, via my French bank, E192.  Very confusing.  

    Before I send in the French accounts, I need to find the stance of various companies on the TVA, the French VAT - do I need to show it on invoices to claim against tax?  I think the accountant's website said I did.  Can't sort it today, I'd quite like to get my proper shoes on and go out for a walk.
    2023: the year I get to buy a car
  • beanielou
    beanielou Posts: 95,250 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    It was my first year at College - I applied last minute when I was made redundant - post clearing I just rang and asked, went in, demonstrated my sporting prowess (🧑‍🎓🏃‍♀️💃🥾) across a number of activities and they said yes (the most hilarious was doing a handstand, which I had never done - ever - in front of a GB gymnastics coach - I digress) - applied for my grant and then my bed broke so I went into Nit-Wits and explained and they advanced an overdraft.

    Bought the bed, three weeks later went in to get cash and was asked to go in to an interview room where they locked me in and called for the manager who threatened to call the police. Fortunately I was able to describe the member of staff who had advanced the OD and they had the good grace to confirm and admit they had omitted to record it properly (but they had got their notes) - so they let me go.

    A friend reported it to the local paper and the next thing was my Mum telling me about a student locked in a bank interview room and do be careful dear...
    Blimey norah!!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I haven't had a bank with a branch for about 18yrs now thinking back!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm afraid I moved *to* NitWits (love the name) because their regular saver was offering good value, and they had a branch in walking distance  - I wanted to be *able* to walk there if I *had* to - and it was convenient last Sunday when I went there to update my PIN, I must say.

    It's a briliant dining out story, SL :) 

    I've resolutely refused to look at any papers today - put the dishwasher on, bit of tidying, and then my keys surged up in front of me and demanded to be sorted, ie I found another two stashes of keys, and I had no idea what worked and what didn't.  It took literally about two hours, but I now know that I only have *one* key that fits all my new double glazing, 5 windows in all.  I'll have to get a couple extra over the summer, it's not an urgent thing.  But honestly, if I needed to give someone spare keys, it would have been troublesome - my shed has a lock now, for instance.  Good little piece of work, there's clarity in that.
    2023: the year I get to buy a car
  • apple_muncher
    apple_muncher Posts: 15,226 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    We seem to have a drawer full of keys. Dh reckons he can ID them all...!!!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.7K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.7K Work, Benefits & Business
  • 598.5K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 256.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.