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95% done is good. I am averaging 5% done at the momentSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here4 -
I'd spend so long working out what constituted 5% that I'd never get started!!!
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!5 -
You are all princesses and/or empresses amongst women, you beautiful people you **beams happily**Even the little 4 things, I didn't do them all - filling the green bin took a long time, there was more space than I thought, so I didn't do the bank transfer to get the regular saver started. I'm okay with that, at least I wasn't avoiding, and my front border, which the fencer will work on if he ever arrives, will be the better for it.Today, phone calls with bro *and* sis, oops, and trying to finish yesterday's list - otherwise, I'm just creating 3% hangovers, not 5%2023: the year I get to buy a car6
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Karmacat said:...otherwise, I'm just creating 3% hangovers, not 5%
Next time OH looks at one of my unfinished projects with derision I'm going to tell him it's a hangover - LOL4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!3 -
apple_muncher said:I'd spend so long working out what constituted 5% that I'd never get started!!!Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
rtandon27 said:Karmacat said:...otherwise, I'm just creating 3% hangovers, not 5%
yep, its a hallucination
Just had a bit of a hallucination myself: I ordered just under £100 of bits for *more* projects over the winter, from Wickes, the diy chain. Delivery today! Promised for a week ... erm, a little packet of tile spacers turned up
and thats it. No idea if more is coming, but the emails seem to say that thats that for today. I'll keep an eye out till 1pm, which is the new cutoff point.
Suffolk_lass said:apple_muncher said:I'd spend so long working out what constituted 5% that I'd never get started!!!PS lovely long convos with both bro *and* sis, separately, but I'm sleeping really badly, so didn't get much else done. Really need to crack on - can't do the phone work today, so its any online stuff. Will bring a ta-da list later.
2023: the year I get to buy a car4 -
Sorry to hear about the lack of sleep (and lack of things from Wickes... - we've certainly had more than one delivery in a day from them though, so it might not be all of it). Hope you manage to recuperate today.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
It hasn't happened today, sadly. Bloke who *did* arrive was very enlightening about why that happened - an online order is filled from any of their local stores, not just one, so its very easy to get several deliveries in a highly populated county like mine. Very interesting.Still, I kept to my plan of working at the front of the house to check if something else did arrive - worked hard sweeping up the leaves, and moss that the crows etc pick up from the roof and throw on the floor. Took a little bit longer than it might have because I was working on saving the worms
there was one who looked to be diving underneath the paving stones, but kept wiggling in the air - I couldn't pull him, of course, but he disappeared in about two minutes, so I don't know where he managed to go.
Ready to work for the afternoon now, but I don't really want to2023: the year I get to buy a car4 -
It turns out that the work of most of the afternoon was accepting the rest of the Wickes order
and since it wasn't raining, I unpacked it there and then. A little extra is missing (extensible window cleaner thingy) and a bucket that contained 5l of ready to mix mortar was completely broken - at the top and all down the side, mortar spilling everywhere. I phoned straight away, replacement delivery (no charge) next Wednesday. Three boxes, and *so* much packaging, all of which is now in the recycling bin. That was a good piece of work, but my clothes are in the wm right now, and there's still more I need to clean. That leftover 5% strikes again
but I really need to rest and have a cuppa
2023: the year I get to buy a car4 -
Right, I've just read the details of the new T&C, looks like they're gently nudging towards less chat, oops. So here is my very focussed mse day:- finish off the new Regular Saver - trebles the rate of interest from the easy saver, and anyway I'll be using money from my current account, which still has too much in and pays no interest at all, woo hoo.- buy new backup hdd - can't find the dratted cable for the old one, it will take another day, after all my searching, to find a replacement, and its very old anyway. So, biting the bullet.- open the post. There's a personal letter (sorry mse people!) but most is business, including some I'm going to return to send unopened.- throwing it down thsi morning, but there might be space this afternoon to carry on clearing the front border - to help my imaginary fencer, and to plant herbs (moneysaving, see?
)
2023: the year I get to buy a car3
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