Travelling On

Karmacat

carbootcrazy wrote: »

Thanks very much for such a clear resume of what 'net worth' is:T. What can be included has always baffled me too although whichever way I calculated it I had a negative one for more years than I care to remember:o. . .... Every month a sum of money magically appears in my bank account and so long as that continues it's good enough for me:rotfl:

Yay, magic :j that would be good enough for me too :rotfl:

As for ostrich impressions, I think we all have one lurking somewhere all set to appear as soon as we enter a certain aspect of our life. I definitely had one where debt is concerned:eek: but, fingers crossed, I think I might have finally displaced it, if that's the right term.

I get an image there of an ostrich using its foot to push its own head out of the [STRIKE]sane[/STRIKE] sand, I meant sand, not sane!:rotfl: which amuses me immensely :rotfl: so I'm good with that!

greent wrote: »

I had one of those prepaid Mcards - tcb give a bigger bonus for taking one, so I think mine was about £45. I ended up buying amaz0n vouchers with it and crediting the amaz0n vouchers to my account - seemed to work that way - although was a bit of a faff! - tcb payouts since have been in restaurant vouchers and Tesc0 ones
x

Wow! I'll check on the payouts thing, because restaurant vouchers wouldn't be useful for me, but with all the work on the house, it might be worth rejoining tcb, thanks for that.

I tried to put the Mastercard thing to Amazon, and I didn't do it right as they rejected it about ten minutes later but I was able to follow the system that paypal used, and though its not in the "total available", it shows up on the account summary screen as money that can be used. I think I'd better use it as soon as I can.

rtandon27

Karmacat wrote: »

On a broad level...
In real language...
...I think its important to know for everyone, really...
...I did the ostrich impression about the changing pension age, and it did me no favours, I promise...

WOW - thank-you KC for taking the time to explain this simply & in terms that I can grasp easily!;)

Point taken - and I promise to be a little bit less ostrich-like & give this some thought over the next few months...

xoxox:kisses3:

Goldiegirl

Karmacat wrote: »

I still feel like I'm in crisis management mode, and trying to stay balanced about it all.

For the first two years of my retirement, most of the time I felt completely bogged down by admin and general STUFF.

I think it was something that I just had to work through to get to where I wanted to be. At that point I also cut out admin things that I felt were unnecessary - in some instances I was logging and recording things just for the sake of it, and there was no benefit to me.

Hopefully, this year will be the year you 'break the back' of all the admin

Karmacat

rtandon27 wrote: »

WOW - thank-you KC for taking the time to explain this simply & in terms that I can grasp easily!;)

Point taken - and I promise to be a little bit less ostrich-like & give this some thought over the next few months...

xoxox:kisses3:

You're very welcome - you've helped me enough, after all!

Goldiegirl wrote: »

For the first two years of my retirement, most of the time I felt completely bogged down by admin and general STUFF.

I think it was something that I just had to work through to get to where I wanted to be. At that point I also cut out admin things that I felt were unnecessary - in some instances I was logging and recording things just for the sake of it, and there was no benefit to me.

Hopefully, this year will be the year you 'break the back' of all the admin

Thanks for this, thats very helpful. Comparing myself with my sister just really depresses me: she's got all the energy of a woman who teaches 8 year olds and uses that in her own life now: and the jobs that I do myself in my own house, she can throw money at, her late husband's pension is very good. Plus I've had the chronic fatigue to recover from, and our mother's death just after I retired, and a family issue on top of that (not unconnected to an aunt), so it's all been very prolonged, I'm afraid. I did feel that the Norway cruise was the start of having a proper retirement, but now that the probate money has finally reached my accounts, there's a lot of "allocating funds" work needed. Plus there are a few things we need to sell, that are too valuable for one of us to have, or nobody wants :rotfl:

I've just been out in the garden, and for the first time since September, I've been cutting back the brambles - the inroads I made last year are noticeable, but there were a *lot* of new roots (and new growth, its all starting, omigod). But I got them in time :j they all pulled out cleanly :j its hard to express how happy I am about that :rotfl: 95% of the hedging pruning is done, and I'm happy about that too :rotfl:


Life is good :j

Karmacat

Tried to check my Post Office account - couldn't find the log in details, I suspect I never had them. Managed to find enough phone energy to phone them up, and they're sending some stuff out to me. Hooray, even though I don't have the detailed information right now, I can get it soon.


Fantastic Beasts now

rtandon27

Karmacat wrote: »

...Comparing myself with my sister just really depresses me...

:eek::eek::eek:JUST DON'T:eek::eek::eek:

I speak from experience - lol;)

My younger brilliantly successful sister with her devoted husband & very cute kid is just an amazing human being - but if I compared myself to her I'd be down in the dumps, suffering from inadequacy! - so I just hold close to my heart that she thinks I'm the coolest older sister ever!:rotfl::rotfl::rotfl: (Who knows where she got that idea from or why she chooses to vocalize it - but it makes me giggle and smile:D)

[Deleted User]

Karmacat wrote: »

Tried to check my Post Office account - couldn't find the log in details, I suspect I never had them. Managed to find enough phone energy to phone them up, and they're sending some stuff out to me. Hooray, even though I don't have the detailed information right now, I can get it soon.

Good luck with the Post Office:beer:. I used to have an account with them but found their security procedures far more stringent than any of the main banks. They seemed to make it as difficult as possible to access money. I once forgot some of my log in details and had to request replacements. They came in separate mailings for PIN and other things which I know seems to be standard procedure but it was over 2 weeks before I had the full set:(. I was looking to open a new savings account recently and considered the Post Office for a while but decided against it because I somehow feel they don't compare with 'modern' banks. I opted for Virgin Money instead which is a new one on me and hope they live up to expectations. I think you have dealings with them too, don't you?

Karmacat

rtandon27 wrote: »

My younger brilliantly successful sister with her devoted husband & very cute kid is just an amazing human being - but if I compared myself to her I'd be down in the dumps, suffering from inadequacy! - so I just hold close to my heart that she thinks I'm the coolest older sister ever!:rotfl::rotfl::rotfl: (Who knows where she got that idea from or why she chooses to vocalize it - but it makes me giggle and smile:D)

I envy you that, RT! My sister's attitude to me is ... not like that. How can I put this? She acknowledges I have knowledge she doesn't have. But she speaks to me the way she speaks to her adult children - who're in their 30s, but still her children, of course. It's quite stressful sometimes, even though we basically get on really well and have a lot of the same ideas and interests.

carbootcrazy wrote: »

Good luck with the Post Office:beer:. I used to have an account with them but found their security procedures far more stringent than any of the main banks. They seemed to make it as difficult as possible to access money. I once forgot some of my log in details and had to request replacements. They came in separate mailings for PIN and other things which I know seems to be standard procedure but it was over 2 weeks before I had the full set:(. I was looking to open a new savings account recently and considered the Post Office for a while but decided against it because I somehow feel they don't compare with 'modern' banks. I opted for Virgin Money instead which is a new one on me and hope they live up to expectations. I think you have dealings with them too, don't you?

I think I know what you mean, CBC - this thing of sending something out to me by post is unexpected, and slowing me down a lot. I know the rough figure, so its okay for my NW calculation, but not wonderful. You're right, I don't think I'd go any further with them.

Karmacat

I'm so glad I did that work in the garden yesterday, instead of going for a local walk as I was going to - pulling up all those fresh bramble roots was really heartening I need to have today "off" (even though I'm retired ) but I'll do a little bit more of that. And not spend nearly as long as I did yesterday on the computer, but find something a bit healthier. Might need a bit more sleep, actually, I only got about 4 hours ... hey ho. I still need to use some computer time to look at mse, though

rtandon27

Hope you've had a good 'down day'!