Travelling On

Karmacat

carbootcrazy wrote: »

I always have to smile whenever you mention a 'healthy walk' which sounds like an alternative to an unhealthy one:rotfl:. The latter maybe a circular route based on a pub and via a chippy and a McDonald's perhaps;)

:rotfl: It's the name of the official programme, I promise :rotfl:

carbootcrazy wrote: »

We already grow most of our own veg (well, OH does, I'm no gardener but I might have a bit of success with herbs if I ever get round to planting some). One thing we have no success with are cauliflowers which is sad as it's our favourite vegetable. In fact. despite a glut of other produce most years the 3 things I like most, oranges, bananas and cauliflower, I still have to buy from the shops:rotfl:

Just a query about the wild garlic. Does it taste like 'regular' garlic?

You're *streets* ahead of me!!! Good heavens! More than half of my garden is still submerged in weeds of various sorts quite a few of those mentioned are in imminent danger

Suffolk_lass wrote: »

Hey KC, here is the thread I referenced on my thread...right here

Thank you! I haven't even read it yet, but I've subscribed, so I don't lose it, much appreciated.

Karmacat

Cheery_Daff wrote: »

I picked up a leaflet for our local healthy walks the other day - many of them are 8-10 miles across the moors!! :eek: :eek: I was expecting something a little more sedate to get me back into regular exercise :rotfl:

Yikes! I would have too, Cheery :eek:

There are four levels, admittedly - I only do Stage 1, which is half an hour on flat ground, no mud, no stiles I started this time last year, when that was all I could cope with. Now, like for most people, its an excuse to meet up with people and chat, its that simple. My sister does Stage 2, 60-90 minutes, muddy ground, stiles. It sounds like all of yours are Stage Four! They breed them tough round you!

themadvix

CBC - wild garlic is lovely (it's one of the few things I'm confident about foraging - you can't mistake the smell!), but it's milder than normal garlic. You use the leaves and flowers. So suitable for salads, but less so for cooking where you put the garlic in at the beginning, although I have done! (Feel free to correct me if I'm wrong on this KC or anyone else!)

Karmacat

Madvix, thanks for catching that I hadn't replied to that bit, I forgot while I was typing stuff out.


I'm obsessed this morning with not sitting here all morning on the computer - it's a bad use of my energy, especially as morning is my most energetic time. So today, I feel like I've done well so far, taking 20 minutes at a time to do stuff around the house - putting the washing machine then pegging it out, finishing putting stuff in the dishwasher and putting it on, that sort of stuff. I want to write about my pension research, but I'm going to do another set of action first: bagged brambles in the bin, other rubbish in too, clearing the decks for the supermarket delivery, beans ready to soak later on.

[Deleted User]

themadvix wrote: »

CBC - wild garlic is lovely (it's one of the few things I'm confident about foraging - you can't mistake the smell!), but it's milder than normal garlic. You use the leaves and flowers. So suitable for salads, but less so for cooking where you put the garlic in at the beginning, although I have done! (Feel free to correct me if I'm wrong on this KC or anyone else!)

Thank you:T. I've spotted it lots of times when out walking in the countryside, well smelt it anyway:rotfl:. I didn't know it was edible. I've lived in a rural area for about 40 years and I'm still 'green' in country ways:o

themadvix

carbootcrazy wrote: »

Thank you:T. I've spotted it lots of times when out walking in the countryside, well smelt it anyway:rotfl:. I didn't know it was edible. I've lived in a rural area for about 40 years and I'm still 'green' in country ways:o

I wouldn't have had a clue about it had I not been on a Guiding 'backwoods' activity session once! Nettles are tasty too - they were the two takeaways from that session!

Karma, you sound very motivated. I love 20 min bursts, but they need to be on the computer for me, focused on work.... I'm not doing very well with that this morning, but I have got lots of other bits done! :rotfl:

Karmacat

Thanks! Pasta is on for lunch now too and the letters that tend to cluster around the front door have all been cleared, post opened - the NatWest card reader is ready and waiting for me to activate.
:eek:
I *do* feel motivated - frankly, I'm aware of how free my sister's time is, of all the stuff that I do because I'm on a much lower income than her. I'd love to have more free time (I know that sounds ridiculous, with me being retired and all :rotfl:) but catching up on years of neglect of myself and my house, while I've been ill or attending to other things, is no small task. It's going well though, so I'm certainly not complaining. I like having more energy too

:j:j:j
Finance post is on its way! :rotfl:

beanielou

More energy is good

Karmacat

1. My house
Worth about £300k, that sounds a lot, but in ordinary towns in SE England, it's the going rate for a 3 bed ex-council house, which is what it is. If I got problems in later life, I could do some form of equity release, but that would have to be when all other resources were used up.


2. the French apartment.
[FONT=&quot]The notional purchase prices was 120,000 euros - for ease of reference, I'll call that £100k. In my figures, the notional price all along has been that I'd be able to sell it for £70k. But when I set that price, the French [/FONT] property market hadn't finished its collapse. Now it has, hopefully. I might get £50k. But with Brexit, the rules on repatriation of those funds might well change, by the French *or* the UK government. I can't ever bank on seeing that capital. There's still no income from it - as the mortgage has ended, I think it's now self financing, which means that the rent from the management company pays the bills over there. I sent £1k over there last September, that should be the last of it. The second lease (from me to the management company) runs out in about 7 years – don’t know what might happen then, or if they’ll offer another lease.


3. private pensions
Three little pots, currently totalling £88k. I still haven’t researched how best to access this money, drawdown, annuity etc. It’s in stocks and shares, though fairly low-volatility ones, and cash. Their value will have fallen since these figures, because of stock market issues. In the next few years, there’s bound to be a continuation of the current market dip, I think – should some more of this go to cash? Ratio is 40% shares, 60% cash.


I don't have a figure on cash yet ... partly online accounts I've not yet got access to, partly that I'll be using that cash to live on for the next two years, partly the expenses of the kitchen, the rewiring and the replastering thats needed, and partly feeling weird about every single detail of my current-and-final finances being out here. The living expenses, though, I'll be keeping them at state pension level, which is currently £8.5k per year. Even with the number of trains I get, that should be doable, as long as I stay true to mse principles


So there we go! I think things are going to be okay. Squeaky, but okay. I still need to go through my current account for the last six months or so, to see what I *actually* spent, but thats a task for another day. Phew.

Karmacat

Okay, I'd like some magical ways to double the capital I have, thankyouverymuch

In other news, it's a day off today, I'm off up to London to see Ian Hislop's exhibition at the British Museum can't get a return ticket because the bus is needed to get there, so its a travelcard - £19 odd now. Never mind, free entry with my sister's gifted membership

Hope everyone has a good day