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misstara's debt diary 2018

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  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Friday was a NSD, I went out for lunch with my gran but it was her treat :D

    Yesterday I went to the gym, 1st time I've been since my surgery and I really enjoyed it. We then did a food shop, £27.16 spent.

    Not much planned for today - OH is going to make brunch in a bit then we're going to head out for a walk. Then it will just be getting organised for going back to work tomorrow, holidays always fly by too quickly!
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Really enjoyed our walk today, was sunny but very cold. Brunch was very yummy :D. Successfully avoided all shops so it's been a NSD.

    All organised for work tomorrow, however, I've got toothache :( same stupid tooth as previously so will have to try and get an emergency appointment. Paracetamol is holding it at bay for the time being but thankfully I've still got some strong painkillers left from when I got out of hospital so can take them if needed.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • You might want to get hold of some clove oil. It can reduce the need for painkillers
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks for the tip INOD. Weirdly the pain has disappeared but I'd already made an appointment at the dentist so will go tomorrow anyway just to get it checked out.

    Nothing much to report from the last 2 days, they've both been NSDs as I've just been going to work and then straight home.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Have got the start of an infection in the tooth so got a 5 day course of antibiotics. Dentist said it I get another infection in the same tooth, it may have to come out :(

    A spendy day today, spent £20 on a gift to donate to a local charity that delivers Christmas gifts to deprived children, £44 on carol concert tickets :eek: (for me and OH to go with my family, borrowed money from the emergency fund for this) and £10.24 on a few groceries.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • It is Christmas.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    It is Christmas.

    Yup, always going to be an expensive time!

    Did an overtime shift at work yesterday so a bit extra in January's wage :D. Went for a walk and a hot chocolate/cake with a friend (£6.50 spent) then went to vote. Off work today, not much planned other than a supermarket shop, need to get toilet rolls and a few other bits. Have a voucher for £4 off a £20 spend at tesc0 so will head there.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Oops not posted for a few days.

    Supermarket shop on Friday - spent £16.48. Got my eyebrows done on Saturday - £16. NSDs today and yesterday.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Finished up my Christmas shopping :D. We're heading down to Glasgow tomorrow for a pre-Christmas get together with my family which I'm really looking forward to.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Had a really lovely time in Glasgow and was relatively low cost except for petrol - £6 on a wee gift to take down, £5 on train fare to get to/from the carol concert, £9.92 on McD's on the way home and £44.12 on petrol.

    Yesterday we did the Christmas food shop - £66.31 spent, not all on Christmas food though :rotfl: plus needed to put some more petrol in my car - £19.40.

    Got paid today so have moved it to another account, hopefully can get to the end of the month without needing to dip into it. Made a £32.52 payment to the debt :D

    Happy Christmas Eve everyone :xmastree::xmassign:
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
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