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misstara's debt diary 2018
Comments
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Must feel so good to be able to look forward and plan the next stage.
All down to your tenacity with tackling the debt.
I am so pleased for you :-)
Boo0 -
Thanks Boodedoo
Debt payments are now £10.17/£93.33, 91.4% paid.
OH gave me £40 yesterday which will go towards this weekend away. I'll also put whatever money I get from 2nd job tomorrow towards it.
Spent £19.50 on a pair of jeans yesterday (much needed as had to throw a pair out) and £15.22 on a top up shop.
Still need to book travel tickets for the hen weekend/getting to the airport so will do that tonight or tomorrow.
Don't think there's anything else to report, long day today as training from 9-4 and then doing a late shift at my work to cover holidays. Ah well it's all extra cashMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
NSD yesterday
Payday from 2nd job, got £55.16 so £5.16 to the debt and £50 for our weekend away.
Debt payments - £15.33/£93.33, 91.7% paidMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Had a lovely weekend away with OH and we stayed within our budget
We opted to get a chippy instead of going to a restaurant for tea on Saturday night to save cash and I had a yummy gluten free fish supper
We went to see the Kelpies which I've been wanting to do for ages and also went a walk along the canal. Had some really good discussions while we were away about finances and the future.
Got £12.55 from a survey site today so £2.55 to the debt, £5 to the car fund and £5 to the holiday fund. I've now paid £21.88/£93.33 to the debt, 91.9% paid
I've booked the tickets for travelling to the hen weekend so £26.50 spent on this. I've decided to drive, park at my sister's and then get the bus to the airport from hers for our holiday. It will probably work out a little more expensive than getting the bus all the way but is just so much easier and saves time.
Got the final bill from old energy company - £49.13 so will pay this on Friday from 2nd job wages. On night shift tonight so better go and get myself organised.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Glad you had a nice break.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Thanks INOD
So last 2 weeks pay from 2nd job have come to £83.68
- £49.13 final energy bill
- £16 hen weekend
- £5 car fund
- £10 holiday
- £3.55 debt
I'm working a late shift today for 2nd job which should get me around £50and my pay slip is through for main job so better start working on the budget for that.
Been continuing to pay £1 to the debt each day and have paid £14.55 since the last post. £36.43/£93.33, 92.8% paid.
Currently having a bad IBS flare up so not been doing much other than working and then coming home to lie on the sofa and feel sorry for myself. Felt a bit better yesterday so had quite a productive day about the house. Hopefully it will have calmed down by the weekend as don't particularly want to go on the hen weekend feeling like this.
Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Shift for 2nd job wasn't too bad last night and timesheet is handed in. I've got another shift booked in with them on Wednesday.
Paid £1 to the debt this morning so £37.43/£93.33, 92.8% paidMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
£1 paid to the debt yesterday and £1 this morning so £39.43/£93.33, 92.9% paid
Day off usual job today so having a lazy morning then I'm going to get my eyebrows waxed and tinted before meeting my gran for lunch. I've then got a wee evening shift for 2nd job.
Payday tomorrow- £1813.11
- £1050 usual bills
- £60 sister
- £150 car
- £200 food
- £50 emergency fund
- £50 car fund
- £80 petrol
- £100 holiday
- £73.11 debt (£53.11 flat debt, £20 car debt)
The £50ish that I get from 2nd job on Friday will go towards spends on the hen weekend.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Payday today
and flat debt is now at 95.2% :T:T. Just over £110 to go :T
Drove OH to a nearby village to pick up a guitar that he found for £15 on fb then spent £14 on solar lights for the garden and a new doormat. I also spent £6 on a pair of shoes.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Payday from 2nd job - £53.05, £50 for hen weekend and £3.05 to the debt. Have paid various bits and pieces for the hen weekend up front so hoping it will be a fairly cheap weekend esp as I'm still not feeling great and won't be drinking much.
Flat debt now stands at £107.37, 95.3% paidMortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980
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