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misstara's debt diary 2018

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Comments

  • Boodedoo
    Boodedoo Posts: 504 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Must feel so good to be able to look forward and plan the next stage.

    All down to your tenacity with tackling the debt.
    I am so pleased for you :-)

    Boo
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks Boodedoo :D

    Debt payments are now £10.17/£93.33, 91.4% paid :).

    OH gave me £40 yesterday which will go towards this weekend away. I'll also put whatever money I get from 2nd job tomorrow towards it.

    Spent £19.50 on a pair of jeans yesterday (much needed as had to throw a pair out) and £15.22 on a top up shop.

    Still need to book travel tickets for the hen weekend/getting to the airport so will do that tonight or tomorrow.

    Don't think there's anything else to report, long day today as training from 9-4 and then doing a late shift at my work to cover holidays. Ah well it's all extra cash :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    NSD yesterday :D

    Payday from 2nd job, got £55.16 so £5.16 to the debt and £50 for our weekend away.

    Debt payments - £15.33/£93.33, 91.7% paid :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Had a lovely weekend away with OH and we stayed within our budget :) We opted to get a chippy instead of going to a restaurant for tea on Saturday night to save cash and I had a yummy gluten free fish supper :D We went to see the Kelpies which I've been wanting to do for ages and also went a walk along the canal. Had some really good discussions while we were away about finances and the future.

    Got £12.55 from a survey site today so £2.55 to the debt, £5 to the car fund and £5 to the holiday fund. I've now paid £21.88/£93.33 to the debt, 91.9% paid :)

    I've booked the tickets for travelling to the hen weekend so £26.50 spent on this. I've decided to drive, park at my sister's and then get the bus to the airport from hers for our holiday. It will probably work out a little more expensive than getting the bus all the way but is just so much easier and saves time.

    Got the final bill from old energy company - £49.13 so will pay this on Friday from 2nd job wages. On night shift tonight so better go and get myself organised.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • Glad you had a nice break.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks INOD :)

    So last 2 weeks pay from 2nd job have come to £83.68
    - £49.13 final energy bill
    - £16 hen weekend
    - £5 car fund
    - £10 holiday
    - £3.55 debt

    I'm working a late shift today for 2nd job which should get me around £50 :) and my pay slip is through for main job so better start working on the budget for that.

    Been continuing to pay £1 to the debt each day and have paid £14.55 since the last post. £36.43/£93.33, 92.8% paid.

    Currently having a bad IBS flare up so not been doing much other than working and then coming home to lie on the sofa and feel sorry for myself :o. Felt a bit better yesterday so had quite a productive day about the house. Hopefully it will have calmed down by the weekend as don't particularly want to go on the hen weekend feeling like this.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Shift for 2nd job wasn't too bad last night and timesheet is handed in. I've got another shift booked in with them on Wednesday.

    Paid £1 to the debt this morning so £37.43/£93.33, 92.8% paid :)
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    £1 paid to the debt yesterday and £1 this morning so £39.43/£93.33, 92.9% paid :)

    Day off usual job today so having a lazy morning then I'm going to get my eyebrows waxed and tinted before meeting my gran for lunch. I've then got a wee evening shift for 2nd job.

    Payday tomorrow :D - £1813.11
    - £1050 usual bills
    - £60 sister
    - £150 car
    - £200 food
    - £50 emergency fund
    - £50 car fund
    - £80 petrol
    - £100 holiday
    - £73.11 debt (£53.11 flat debt, £20 car debt)

    The £50ish that I get from 2nd job on Friday will go towards spends on the hen weekend.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Payday today :) and flat debt is now at 95.2% :T:T. Just over £110 to go :T

    Drove OH to a nearby village to pick up a guitar that he found for £15 on fb then spent £14 on solar lights for the garden and a new doormat. I also spent £6 on a pair of shoes.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Payday from 2nd job - £53.05, £50 for hen weekend and £3.05 to the debt. Have paid various bits and pieces for the hen weekend up front so hoping it will be a fairly cheap weekend esp as I'm still not feeling great and won't be drinking much.

    Flat debt now stands at £107.37, 95.3% paid :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
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