misstara's debt diary 2018

misstara

Today has been a NSD . Will need a couple of things tomorrow though. Budgets all up to date in YNAB, think I'll keep it on once the free trial has ended because think it is helping.

misstara

Both me and OH have been ill with the lurgy for the past week hence the lack of posting. Still sounding pretty ropey but at least my energy levels are returning to normal

Food budget is not looking great as just been grabbing ready meals from the supermarket but payday is a week tomorrow so will manage.

I've managed to save £200 for our weekend away which will hopefully be this weekend, I've booked a hotel but it can be cancelled for free if need be so going to make a decision tomorrow as OH still doesn't feel that well.

misstara

We've decided to go away this weekend which I'm really looking forward to

Nothing much to report, today was a NSD other than paracetamol.

Pay slip came through and payday is actually Thursday I've started on the budget but will finish once we're back on Sunday.

monz

Hope you had an amazing weekend away x

misstara

Thanks monz, it was really lovely . Weather was gorgeous which helped and managed to stick to the budget

Really not much to report since coming back, had a very relaxing day yesterday and spent most of today with my gran. Not back at work until Friday which is nice, tomorrow is flat blitz day as it is a tip :eek:

misstara

Well the flat is now beautiful and sparkly clean, just need to keep on top of it now

Payday today - £1770.96
- £1100 usual bills
- £200 food/cleaning/toiletries
- £150 car
- £50 petrol
- £50 presents (leaving gift for colleague and sister's birthday)
- £100 car fund
- £50 electricity bill
- £70.96 debt repayment

I've added extra to the car fund as I'm very aware that November is getting close and I don't have anywhere near enough saved for the insurance and MOT.

I'm due a small amount from 2nd job tomorrow, not sure how much exactly as I can't access my pay slip on my tablet and haven't been at work but think it will be around £30. That will be my social fund . Will phone 2nd job tomorrow and see if I can pick up shifts as haven't got anything booked.

My free trial with YNAB is almost up and I've decided to keep it. Obviously I don't have enough money to pay for it so it will have to go on the credit card. I know that seems counterproductive but I think it will be worth it in the long run.

Right best get off to bed, back to work tomorrow

misstara

Forgot to say today I have spent £26.07 on groceries (around half of that was stocking up on toilet rolls, washing tablets, etc) and £39.69 on petrol.

misstara

Finished up work early, went home and slept then came back for the night shift decided to buy a pizza for a quick and easy tea, £13.15 later have managed to spend almost 20% of the food budget and it's not even October yet! Really need to get a handle on the food budget.

I got paid £31.96 from 2nd job yesterday so £1.96 to the debt and £30 for the social fund. I've picked up a shift with them on Sunday morning

misstara

Very quick post before bed, NSD yesterday, £9.22 spent on food today.

misstara

A NSD to report today