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misstara's debt diary 2018

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  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Didn't go to the gym as wasn't feeling great. Got blood tests next week so will see if they show up anything as I haven't been feeling 100% for a while. Nothing to report today except a NSD :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    On a late shift so will get a post in much earlier than usual. A spendy day so far, I've rejigged the budget and paid the electricity bill (used £30 from the emergency fund for this), bought travel tickets for going to Glasgow at the end of the month, bought OH's big Christmas present (it has temporarily gone on the credit card just until I contact the credit union and get the savings out) and also been to the supermarket where I spent £4.75 on cloths, wipes and air freshener for the car and £7.73 on a few bits.

    I've been out in the garden clearing the leaves, my plan for the rest of the morning is to organise paperwork and give the flat a quick tidy before work.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Oops haven't posted for a week :o been a busy stressful one at work, still not feeling great physically, mood has been quite low and I've had a horrible cold :( so not the greatest week. Feeling a bit better now so will try to get back in the habit of posting daily.

    I'll get £107.81 tomorrow from 2nd job which will pay for the room in Edinburgh next weekend plus the petrol to get there. I've got a shift booked on Saturday which should cover food plus we're going to count up all the coppers we've been saving and that should hopefully pay for some treats at the Christmas market :D. Really looking forward to getting away.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • I love Edinburgh. Enjoy.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks INOD :D

    Quick post before bed to say today has been a NSD and I went for a run after work.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Just finished a very long day so shattered and off to bed. It's been a NSD :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Spent £20 on petrol today and £12.31 on food.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Spent this week feeling horrendous again but I think that's the lurgy finally over :). We're off to Edinburgh tomorrow and then after that I really need to knuckle down to getting Christmas organised and paying off debt :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    We had a lovely time in Edinburgh and it was great to spend some quality time with OH :D

    Payday today - £1771.91
    - £1100 usual bills
    - £150 car
    - £200 food
    - £20 cleaning/toiletries
    - £60 petrol
    - £100 social
    - £10 emergency fund
    - £40 electricity bill
    - £20 car fund
    - £10 holiday fund
    - £61.91 debt

    Spent £19 on petrol today plus £2 on cupcakes as a wee payday treat :j
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Went down to Glasgow on Friday to see family. Spends were £33.05 on Christmas presents, £30 on food/drinks and £10.20 on travel costs. Lots of exercise over the weekend - run and walk yesterday plus walk today. Came back up this evening and went a food shop with OH - £28.29 spent.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
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