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2018 Benbenandme's Next Battle

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  • beanielou
    beanielou Posts: 95,675 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    The CSA are so dire.

    Good news for DS.
    Hope it goes well.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    So yesterdays event was okay - I broke even in terms of stall fee / sales, but I did give out several brochures to people, one of which was a lady who used to buy Phoenix cards so fingers crossed she will become a regular :)

    Last night ds and I had a Chinese takeaway which was a naughty treat but very enjoyable. Today I'm lounging in the conservatory in my pj's, tesco shopping should be here in an hour or so and I have a very chilled day planned. Ds needs to do some revision, I need to potter a bit, I only need another 20 swagbucks to get to goal today,other than that there isn't much going on here today :)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    And today was another of those days ...

    Ds went to his assessment - after lots of nerves, and a near bolt for the exit, he managed to go ahead and do it. He did pass the assessment but they said they couldn't put him through for interview as he's only 15 (he did put his age on the original application :cool:), but as he's passed the assessments he won't have to do them again for another 3 years, so any jobs that come up (once he's 16) then he can fast-track to interview :D I'm super proud of him for going through the process and getting that far. There were 6 of them in there and the other 5 were all aged 25-45. For him it was a huge, huge stressy but he did it and I'm super-proud :D

    Unfortunately while he was in there I got a call from work to say a student in his year group had died unexpectedly last night. I had to tell him when he came out. Just puts everything into perspective really, far, far too much pressure on young people these days :(:(
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • dangers
    dangers Posts: 1,457 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well done ds!

    But what shocking news about the student in his year group. X
  • beanielou
    beanielou Posts: 95,675 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well done to DS :)
    Sad to read the news about the student.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    So pleased to have got this week over with, it has truly been the most horrific week, one that I hope I never have to relive :o

    This weekend will be spent watching football tonight, maybe with a nice drink, tomorrow I'm having a day out with ds, then a card selling event on Sunday. The main aim this weekend is just to have some downtime, some nice time with ds and generally to reflect and recoup.
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • beanielou
    beanielou Posts: 95,675 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sounds like a tough week.
    Enjoy your weekend.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Another weekend :D

    Ds has gone to his Dads, I am doing the end of month banking then an afternoon of footie. A Tesco food order needs doing, other than that there is nothing huge on the agenda. First load of washing is out on the line, second load is in the machine. Windows are open, coffee is on, life's good :)

    £5 from ebay this week and another £5 Amazon voucher from Swagbucks claimed.
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    So this week has seen yet more additions to the CSA saga - they have written to me to confirm he should be paying £377 a month. Just to recap, it was £480 a month, he had decided to just pay £132 in Jan, Feb and March, they have re-assessed and decided that since December it should be £377, so he owes me £735 in arrears currently. We'll see what happens in April but I'm not holding my breath ....

    Anyway, ds has come back from his house today (with no mothers day card despite him buying one for his daughter to give to her Mum, but that's nothing new ...). Anyhow, ds is going on holiday for a week with him in the Easter holidays (was meant to go in August as per agreement but he couldn't afford it then so asked to take him at Easter instead). Ds has just told me that his Dad has asked him to bring his own spending money if he wants to spend any money while they're away :eek: :eek:

    Am I being totally unreasonable here?? He's his parent, he's having him for a week and expects me to provide money for him, despite him owing me three months arrears??! :mad: :mad:

    If I say no it will upset ds, he hates causing friction between us (his Dad refuses to communicate with me at all, not even by text, and instead relays everything through ds) :mad:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • beanielou
    beanielou Posts: 95,675 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blimey, I think that is very unreasonable.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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