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2018 Benbenandme's Next Battle

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  • Wow, well done, nice addition to the holiday fund! :T
  • beanielou
    beanielou Posts: 95,667 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow, well done you :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Late night at work last night so I'm tired tonight but have had a brief tidy up when I got in tonight. Another £15 Amazon vouchers redeemed, that pot is building up nicely now :)

    Almost time for my bath, then it will be a pj's evening :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    £4 from a Pinecone survey :beer:
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Its great to see how focused you are on getting all the little bits of money in and how this builds up. Not that £250 is little - well done on that one wow!
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Thanks Earthgirl, when I first started on my journey I didn't track the little bits and was despondent when I couldn't see a difference in my finances. By logging it and moving it into a separate account it is amazing to see how quickly it develops into a decent amount of money. From that point on I was hooked :)

    £4 from a Pinecone survey tonight :beer:

    Today at work I received a lovely box of chocolates from an ex-student who had asked me to write her a reference. It made my day as it was such a lovely and unexpected gift. When I got home I flopped on the sofa and opened the choccies, only to find she had managed to squeeze a mini bottle of gin in there :D Double nice surprise!! Really did make my day x
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Swagbucks total done for the day, one load of washing almost done, nearly time to drop ds at the station then I'm heading for a retro jumble sale. Haven't been to one in years, used to love them as a kid, never know I might find some bargains that I can stick on ebay there ;)

    I'm having my haircut this afternoon (had to book it during footie time :cool:), tomorrow ds and I are going suit shopping for his assessment day and prom. Not looking forward to it as (a) I haven't budgeted for it and (b) he is a complete nightmare to shop with :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    The jumble sale was small but decent stuff, I got a grey wool jumper for me and a pistachio green bolero cardigan (per una) which I may keep buy may ebay. I could hear that little voice in my head saying "you've just decluttered!" every time I picked something up :rotfl:

    Today I met ds and we did the suit shopping, it wasn't too bad at all to be honest. He settled on a grey one from M&S in the end, there were lots of blue ones but the grey suited him better. It was £99 then another £15 for a shirt and £5 for a tie. I think I got away quite lightly compared with parents of girls who spend £££ on prom dresses, hair, nails, spray tans etc ;)

    Tonight I've had my bath and was just struggling to stay awake when the tesco man turned up, an hour early, asking if I'd be happy to have my shopping early? It made my night, now I can get into bed nice and early :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I've bought my brothers birthday present tonight (Amazon prime trial runs out tomorrow ;)), so I need to transfer the money across from my gift fund.

    Shopping has been put away, dishwasher is nearly done, time for an early night I reckon :)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    And another weekend rolls around :)

    This week:

    * £5 from an ebay sale

    * Yet another useless CSA conversation - they have now decided they do need me to provide evidence that he doesn't have ds 2 nights a fortnight. I've been offering to do this since August but they've repeatedly said I don't need to ... :cool:

    * Ds has his assessment on Monday - not sure if I've mentioned this - he applied for a job at the train station, completed an application online, then had to do an online assessment and has now got to go to their hr building and do another assessment. If he gets through that then he'll get an interview :eek: He's dead scared but it will be good for him.

    * Today I have a craft fair with my cards, fairly local, not a big one but I had a fairly empty day so I thought it wouldn't do any harm to try my luck there. I'll report back later with how it went.

    Not much else to report at the minute, ds is at work this morning and then seeing friends later, I'm having a mooch on here for a bit before I pack the car up ready. Tesco order has been done, swagbucks goal has been met :)
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
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