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Quit..rest ..restart . Diary no.3

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  • Strange morning
    I woke up with that ecg feeling . Fair enough . First time for a few weeks , so I assume it'll pass in a couple of hours . Still, I saw Mrs doctor and just had an unsupervised session in mr trainers gym

    Regarding the appt with Mrs dr: she thinks there may be a vitamin d defficency. S he thinks I may have another condition ( of which I cannot remember the name ), where you get constant pains in the legs
    I don't agree but will go for blood test in January . I'm used to it all anyway.

    Looking at the bed / sofa situation , I'm not gonna rush into anything just because of Black Friday . In fact I've seen a normal price ottoman from John Lewis ( obviously excluding mattress) for around £400 which is assembled when delivered . Feedback is good on that model. I'll have a mooch around the shops tomorrow and take stock before making the final decisions . Christmas sales not too far off, so no rush
    The main thing I should do now , is tidy up the paper crap which will take sometime anyway .
    Writing this on my iPhone as I'm meeting my friend for liquid lunch very soon :)...
  • Gigervamp
    Gigervamp Posts: 6,583 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Vit D deficiency is quite common, lack of sunlight, and bad diet are the major reasons. Might be an idea to get a vitamin D supplement.
  • Gigervamp wrote: »
    Vit D deficiency is quite common, lack of sunlight, and bad diet are the major reasons. Might be an idea to get a vitamin D supplement.

    Yes , on the case with that :)
  • So, just purchased vitamin D from Holland and Barrett online .
    Black Friday deal . Also 2 moths supply of berocca from the amazon
    I used to take berocca daily first thing , and swore by it . Now I just swear . I stopped when the first doctor I saw 2 years ago thought it affected my pulse . Have had it on and off over the last couple of months , but think it's best to get back on it .
    Looking at the vitamin D situation , tbh I'm not doing a huge deal, wrong as such and the stuff from Holland and Barrett should get me back on the straight and narrow .

    Just got an email from the managing agents who want to rectify poor electrical work . It'll probably mean a large bill . Lots to take in at the moment .
    Still,I'll just keep pressing forward and hopefully push obstacles out of the way ..
  • harz99
    harz99 Posts: 3,727 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Strange morning
    I woke up with that ecg feeling . Fair enough . First time for a few weeks , so I assume it'll pass in a couple of hours . Still, I saw Mrs doctor and just had an unsupervised session in mr trainers gym

    Regarding the appt with Mrs dr: she thinks there may be a vitamin d defficency. S he thinks I may have another condition ( of which I cannot remember the name ), where you get constant pains in the legs
    I don't agree but will go for blood test in January . I'm used to it all anyway.

    Looking at the bed / sofa situation , I'm not gonna rush into anything just because of Black Friday . In fact I've seen a normal price ottoman from John Lewis ( obviously excluding mattress) for around £400 which is assembled when delivered . Feedback is good on that model. I'll have a mooch around the shops tomorrow and take stock before making the final decisions . Christmas sales not too far off, so no rush
    The main thing I should do now , is tidy up the paper crap which will take sometime anyway .
    Writing this on my iPhone as I'm meeting my friend for liquid lunch very soon :)...

    Hmm, accept any diagnosis from your doctor as it will help goining forward with benefits claims AC.!
  • Of course harz :)
    The important thing is that everything is logged into mrs doctors notes
    I obviously expect nothing from universal credit . I'll just keep complying with their demands , go to the eventual court case and see what gives . Even if I do win my battle with ltd capability for work , I'll have to do that all over again a few months after that .
    Remind me not to vote:mad:...
  • You are taking the whole UC journey in your stride but it may still be impacting hence ecg thing so keep an eye on things. You seem to have a good GP who you stay in contact with so that's good.
    I've also started to take Vit D. I have a spray combined with fit K (whatever that is)
    Have a good weekend
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Okay . An eventful day . I did something positive ..and something stupid. The way I feel , I look at life and say" it's life just carry on . You're not battered "
    What am I talking about ? See below...

    I went to have a look at the sofas and beds . Did I expect to buy anything ? No. I was prepared to have a chat with any of the sales people that asked me if I needed help.
    With that in mind , I went to one well known shop and I was very impressed with the nice young lady who was enthusiastic and new her job. Very professional and not pushy. I got valuable help.
    Nothing purchased there .
    I went to another place that had just beds . Nothing to see. Short and sweet . A quiet shop with one assistant . Nice enough guy , but nothing to see there .

    Then the third shop : as soon as I walked in there , I saw the ideal sofa
    I took my shoes off and lay across it . It just screamed out to me " buy me now ." The sales assistants were laughing .

    I talked to the sales assistant about beds as well . Unfortunately this is where I made things bad for myself in one way , but stopped spending too much in another . Now the plan was to pay today with credit card which I owe nothing on , and take some money from the funds mentioned previously to cover everything . (Btw on a slight tangent , I will be taking out less than £6,000 so everything ( including a years service charges will be covered and I have breathing space for x amount of months)

    The three seater leather sofa cost under £1,000 .
    I was going to get a bed and mattress with it , and tbh the total for everything was going to be towards £2,000 . This included extras like extra pieces of furniture etc. I was almost swayed . However , the assistant kept saying that I could apply for credit I could change my mind right up to 3 days before delivery . I listened to the wrong advice right there . I was going to pay for it with my card , but if I went for the credit option I had more protection if I changed my mind .
    What happened then was I got declined .i told the assistant I expected to be declined .The companies that declined me were Secure trust PLC and Equifax .
    This meant I thought things through and just got the sofa instead .

    The reason I was hesitant about the bed was because I almost got talked out of having an ottoman . Reason being that the sales assistant said that there isn't room to breathe with an ottoman bed .
    This pricked my ears up because I do have wooden floors and potential condensation issues in my old Victorian flat .
    He did say that I may be better off having a bed that's not an ottoman and buy a couple of storage drawers or containers to put under a normal bed instead .
    As I say , the good news is , is that I've got the right sofa for the right price . Fingers crossed I won't jinx that .
    The other good news is that I never got a bed .
    The bad news is that I did the stupid thing of getting credit scored and being declined .yes I know what I did . Only did it in case I didn't like the bed . Lesson learned big time . As I said above , it's not the end of the world and I wasn't really embarrassed . Just angry with myself

    Having said all that , I may be better off keeping my bed . Is there much difference between a double and a kingsize? Very mse if I do.
  • SusieT
    SusieT Posts: 1,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Kingsize is 6" wider and 3" longer, so not a lot between them. I would just get storage bags or boxes for underneath the one you have if you find it comfortable and save a lot of money.
    Credit card debt - NIL
    Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
    Mortgage 64,513/100,000 End Nov 2035
    2022 all rolling into new mortgage + extra to finish house. 125,000 End 2036
  • Thanks susie :)
    TBH , I think I was letting things go when I got into a major rut.
    The sofa was a good move imho as I've had the old ones over 20:years
    Tomorrow I'll see if I can keep what I have ,and be savvy again
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