Drawing a line under the debt. Take two.

Queen_of_the_Hive · 29 January 2021 at 9:35AM

Good Morning @Drawingaline, hope all went well with move and your sipping champers in the garden....

Drawingaline · 29 January 2021 at 11:24PM

savingholmes said:

I don't know why you are bothering painting... sold as seen

Because I had painted around her massive wardrobe 😂

Drawingaline · 29 January 2021 at 11:31PM

Thank you all for the kind words. We are in. And beginning the long process of making it feel like home. Discovering all the little quirks houses like to throw at you, let's just say the lights are unique 😂

Lots to do, but nothing urgent. I am busy choosing paint colours, everywhere is an awful off yellow/magnolia. Will be using a much lighter off white in the kitchen to brighten it up, and the two small ones are having a wall each in their favourite colour. So one purple and one red. Should be interesting!

The actual move went as well as could be expected. Apart from me managing to lock my car keys in the old house right at the end after I had locked up, posted the spare key through the door and jad no keys left on me 🤦😱 had to panic call the EA out to let me in. They were amazing, came in 15mins, good job as hubby was at the new house and had no idea what furniture was going where!!! Cats have settled well, loving all the extra space.

I collected two single beds yesterday. Both for sale in FB, spent £60 for the two of them! Am collecting a double I won on an auction site tomorrow for the girl. I have ordered a wall bed (full price) and a double mattress. Need another double mattress for the girls bed, but the one I want is out of stock, so she can use the one coming for the wall bed until it is back in stock.

Have spent quite a bit over the past week, but feel that we are doing ok. Waiting for a rebate from our old mortgage, and to hear when the new one will start going out.

Anyway that's us, hopefully back to debt busting in April. Just the 6k to my dad left though.

savingholmes · 30 January 2021 at 1:35PM

I am so thrilled for you that it all went through okay. Glad you got some bargains too. Sounds like everything is coming together.

lucielle · 30 January 2021 at 9:29PM

Glad you're in safe and sound
L

Drawingaline · 4 February 2021 at 10:55PM

So a week in and we all love the new house 😁 have received our mortgage rebate and info for when the new one will start going out. I bit the bullet and did a fresh start in ynab, first one ever, but it felt quite freeing deleting a whole load of hidden categories! With all the purchases we have had since Xmas everything was a bit messy. It was all reconciled and no debt, but it was just a bit busy in the budget. All nice and streamlined again, worked out what money will be used for what bills and I am hoping to pay dad off within 18months when our fixed rate ends. It's tight, but doable. Although it will depend on what happens with my jobs in April. I may be back to one job, and have to take a bit of a pay drop, but am hoping I can pick the hours up in the other job again.

I have £250 in the house account, I need to buy more paint, some wallpaper, shelves and light fittings. Although I won't be getting the lights done just yet, probably march/April time. Hubby still has 1.5k in savings, so that will be our ef, and I plan on giving dad about £300 a month.

So unless something bad happens it is back to the daily grind of everyday life. Looking forward to it after the last six months rollercoaster!!!

Queen_of_the_Hive · 4 February 2021 at 11:18PM

Yay @Drawingaline sounds like everything is going well for you. Its always tough on the wallet went you move house. I have spent a small fortune on my little place with new windows, electrics, carpets etc. Some of the work I did before I got the keys. Its was a sale in the family so a bit different from a normal sale but still. Last week spent money on carpets and this should be the last major purchase before it is ready to be rented out.

Sarahwithlove · 4 February 2021 at 11:46PM

That's great news glad you xtr all settled in. I don't blame you for doing a reboot on ynab I think I would have probably done the same as its a fresh start for you.