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Drawing a line under the debt. Take two.

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  • savingholmes
    savingholmes Posts: 28,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good progress. Nice if you can do a bit to help others too
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • Drawingaline
    Drawingaline Posts: 2,988 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Handyman came today and cemented the spike in the lawn for the wahhing line. He also removed the existing pole but I need to sort the huge lump of concrete on that and get it to the tip at some point. Oh well. So tomorrow I will be putting the actual rotary bit into the spike and have the first rotary line I have ever owned! 😂 I got the brand shopping obsessed recommended £50. It will need a cover for the winter so will get one at some point. I have been soooo excited, this is what my life has become 😂
    Debt free Feb 2021 🎉
  • Drawingaline
    Drawingaline Posts: 2,988 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Obviously the handman stayed in the garden, was nice to hae a quick chat though, I stayed in the conservatory. 

    Tomorrow I am walking to a park area near my sisters. With a flask of coffee and some biscuits, and we will sit 2m apart and catch up. Again stupidly excited. Have only spoken to her once since mid March. Also means the girl will have to leave her bedroom as the hubby will be working so she needs to keep an eye on the small two. 
    Debt free Feb 2021 🎉
  • bd80s
    bd80s Posts: 368 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    Have to take the excitement where you can these days :lol: 
    Hope you have a lovely day catching up with your sister, and a nice break from home.
  • I don’t have a cover on mine in the winter, I just wipe it down before using it if I’ve not used it for a few weeks.  I love my rotary line, its probably 6yrs old and still looks like new.

    hope you had a lovely day with your sister yesterday.  It’s lovely that we can be slightly more relaxed about meeting people as long as we keep our distance.
  • Very productive day :) glad you had a nice time with your sister.  Positive news on the job front so fingers crossed it continues to stay positive.  
  • bd80s
    bd80s Posts: 368 Forumite
    Fifth Anniversary 100 Posts Name Dropper
    you were a positive whirlwind of activity by the sounds of it!
  • savingholmes
    savingholmes Posts: 28,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you were able to get out and catch up with your sister. Good that it sounds like their business will survive. With furlough now being extended hopefully you have a fighting chance of being kept on for a while.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
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