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2018 Mortgage-Free Wannabes

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  • twistedhazel
    twistedhazel Posts: 217 Forumite
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    No 102 reporting in - I've been mia for a while but have got back on course again, Please could you update me with £579 for June and £570 for July. Many thanks as always
  • bit_by_bit
    bit_by_bit Posts: 1,155 Forumite
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    Well done pawlala. Shame I m in the 'must do better' category. Well done to those who are on or above target though.

    This month I doubt I will be over paying much. Not to worry though. September should be good with my pay rise back dated and two regular savers coming to the end. May be able to pay off a good amount. I say may beacause we are going to be working on the kitchen etc so will be spending a load of money on that.
    Wife, mother, gardener, nurse, Big C survivor. Officially retired at 55 2021 [/b][/b].Mortgage free April 2021Challenges 2024: Decluttering Campaign 32/100 bags plus 0 large items. Make £2024 in 2024#8 £0/£2024 Using my craft stash 0/52 Reading books 0/52 Donations for the CS/washing done from others (in and outs) in 2024 x 10 bags and 0 large items.
  • beanielou
    beanielou Posts: 90,751 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    pawlala~~enjoy your staycation :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • becky170
    becky170 Posts: 860 Forumite
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    Hello,

    No. 7 here with an overpayment of £305 for July.

    Thanks!
    Mortgage-free wannabe #66 £249/4000
  • Cherryfudge
    Cherryfudge Posts: 10,288 Forumite
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    #30 here - op of £372.11 for July please.

    Thanks pawlala, enjoy your time off!
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration challenge, 2024: Trainers 5 coupons, dress 7 coupons = 12/68
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • jackieblack
    jackieblack Posts: 10,320 Forumite
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    #4 reporting OP of £67.09 for July :)
    Thanks pawlala
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs (offset): 2018 £866.89, 2019 £1322.33, 2020 £1337.07,
    2021 £1250.00, 2022 £1500.00, 2023 £1500
    Target for 2024 (offset) = £1200, YTD £575
    Quidquid Latine dictum sit altum videtur
  • life_is_sweet
    life_is_sweet Posts: 45 Forumite
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    #69

    Hi all ,

    reporting £122 for June
    £122 for July

    should start being able to make bigger overpayments from here on in.

    Thanks Pawala

    Lis
    #11 MFW 2020 :£14560/£15000
    MFW 2019 :£10327, MFW 2018:£6676 , MFW 2017:£6664
    Original MF date June 31/Target MF September 21
    I can do it!
  • System
    System Posts: 178,106 Community Admin
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    Hi sorry it’s been a while. No 31 our aim for the year is £4000 and we ve only managed £1000 since February. Thanks for doing the spreadsheet and thread.
  • anna42hmr
    anna42hmr Posts: 2,845 Forumite
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    Hi, number 105 here, with my regular monthly OP of £215.26 for July (year to date of £1506.82.

    thanks again for running this challenge and well done every one on their OP's to date.
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Target: £1800, £750.09 overpaid as at April so YTD = £750.09 Total OP since mortgage started in 2015 = £34,142.27
  • Kittenkirst
    Kittenkirst Posts: 2,563 Forumite
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    edited 30 July 2018 at 8:04AM
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    Hi,
    #20 Kittenkirst £356.59 for julys OP please :D

    Boosted this month by eBay & Gumtree sales, tilly tidies from savings and some cash back.

    Enjoy your staycation Pawlala and hope you are well HiddenShadow x
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
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