2018 Mortgage-Free Wannabes

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  • Kittenkirst
    Kittenkirst Posts: 2,563 Forumite
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    Morning lovely Mortgage free wannabes.
    I am a bit late with my June total but could you put me down for a nice

    £182.76 for June please.

    Number 20 Kittenkirst.

    Sending best wishes your way HiddenShadow- do look after yourself

    Thanks Pawlala for keeping us going :A
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • julicorn
    julicorn Posts: 2,283 Forumite
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    Good morning all! #50 checking in again, with a final overpayment for July of £281.26, bringing the total overpayment for this month to a nice and round £1,331.26. :)
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • runninglea
    runninglea Posts: 907 Forumite
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    No 88 - reporting a £1700 overpayment for July - thanks a lot
    Year 2019 (1,700/£17000mortgage repayment)Overall mortgage (71,400/165568) (44
    .1%) (42/100) payments made. Total paid 2019 year £1,700
    Total paid 2017 year £15,300Total paid 2018 year £13,600
  • beanielou
    beanielou Posts: 90,495 Ambassador
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    Some of your totals are just so awesome.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • erin_transport
    erin_transport Posts: 964 Forumite
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    Hi #138 here
    My June overpayments haven!!!8217;t been added.
    I think if we add £592 to June, the spreadsheet here and my total should both read £3167 of £6500
    Thanks very much
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • jenni_fer
    jenni_fer Posts: 529 Forumite
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    Doesn't look like my below update was added in:
    jenni_fer wrote: »
    #160 catching up, and in awe of hiddenshadow and pawala for keeping this going, well done and thank you both.
    I've made a total of £4,149.51 in overpayments since I last checked in. Almost 2/3 of the way there, and feeling hopeful.

    Could it be posted as June and my subsequent overpayments of £2150 to July please?

    Money we'd lent a family member repayed to us and moved into the mortgage within 24 hours, feeling proud!

    Thank you!
  • starnac
    starnac Posts: 5,917 Forumite
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    Small overpayment from me. Rounding down current account £27.86


    #182 Total July £243.28
    Year to Date £443.28


    Not as much as some of you but I'm happy to have overpayed almost £500 in 2 months. :T
    Goals for September
    Declutter 10/20
    Money Made £56.52/£200
    Overpayments £0/£200 not this month as need to put into savings instead
  • icklehelen
    icklehelen Posts: 355 Forumite
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    #6 with a final OP for July of £480 making the total for the month £707.43

    ickle
    Total OPs 2012 - 2019 £39744.75
    Target 2020 £18500/£18500
    01/05/2020 MORTGAGE FREE
    MFiT-T4 #03 MFW2019 #3
  • greent
    greent Posts: 10,671 Forumite
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    #18 reporting in - July's OP = £517.78.
    Lower than I would have liked, but as I had to pay a total of £960 for DS2's buspass this month and we've booked 2 breaks away, I can't really complain! :)

    YTD = 3290.25/4000

    Thanks to hiddenshadow and pawlala :T :T x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Needhelpsaving
    Needhelpsaving Posts: 1,083 Forumite
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    Hi :o

    Number 54 updating for the first time this year (sorry!). YTD OP's = £8307.01

    Will try to be more timely for the rest of the year.
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
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