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2018 Mortgage-Free Wannabes

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  • Hi all. First post. Not sure how all this works but I'm here as I've been doing the overpaying thing for a couple of years now at least and want to keep it going. I've maxed out the 10% twice and am on track to this financial year (touch wood).
  • ang4k
    ang4k Posts: 61 Forumite
    Hi

    Ang4k no 17 here. Overpayment for July £700.

    Speedy recovery to you hiddenshadow, hope you feel better soon
    Thank you pawlala

    No more overpayments now till August but feel like I’m getting there

    Thank you
    MFiT-T4- reduce mortgage from 61000 to 40000
    2018 MFW no 17 : 8000/10100.00. 2019 MFW no 17: 2150/8000
    MFIT-T5-completely clear my £35000.00 mortgage
  • Cherryfudge
    Cherryfudge Posts: 13,354 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi all. First post. Not sure how all this works but I'm here as I've been doing the overpaying thing for a couple of years now at least and want to keep it going. I've maxed out the 10% twice and am on track to this financial year (touch wood).
    Hi and welcome, minimalising. :)
    Post how much you aim to overpay this year and pawlala will give you a MFW number. When you make an overpayment, post it with your number and you'll be entered on the spreadsheet (see link in post at the top of the page) to keep track of how you're doing.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • icklehelen
    icklehelen Posts: 355 Forumite
    Part of the Furniture 100 Posts PPI Party Pooper
    #6 with a further OP in July of £204.89 a total of £227.43 for the month.

    Hoping for more before August

    ickle
    Total OPs 2012 - 2019 £39744.75
    Target 2020 £18500/£18500
    01/05/2020 MORTGAGE FREE
    MFiT-T4 #03 MFW2019 #3
  • Hiddenshadow - wishing you a speedy recovery and thanks for keeping me on track so far this year :A

    Many thanks to Pawlala for picking this up and updating so quickly.

    #169 reporting an additional payment of £653.72 for July making the total for the month £1,190.90 and the total so far this year £8,164.16/£12,000 :D I'm with the addictive ones of you - hard not to plough everything in but I have a contingency fund building up so hopefully next year I can increase my overpayments more. Too risky at present as there is only my job in the household. :eek::eek:
    Blitz that mortgage
    Jun 2016 £152,000
    April 2021 £85,000
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #50 here, reporting another overpayment of £150, bringing the July OP up to £1,050. Hoping to make one more OP in July :)
  • #26 here. With op for July at £425 :j.
    Credit card £4461.15Home mortgage £137117Buy to let mortgage £83,000
  • michelle09
    michelle09 Posts: 912 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    #28 with an OP of £500 for July. Slowly but surely!
  • Lexi-lu
    Lexi-lu Posts: 173 Forumite
    Fourth Anniversary 100 Posts Photogenic Combo Breaker
    Hello hiddenshadow

    Number 58 mortgage payment of £2,000 for July

    Thank you

    LL
    Mortgage Balance £0
  • skye_blue
    skye_blue Posts: 304 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Hi

    Number 158 with £260 for July please - i'm happy its a bit more this month, i am trying!!!!

    Thanks
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