2018 Mortgage-Free Wannabes

Rachiedabbler70

Hi All

I've decided to add another overpayment following some good news that I won't be the only wage earner in the house from 1st August. My son graduated a week ago and has managed to get a job so will be able to support himself. This is much quicker than I expected as he had only submitted one CV and they called him to interview and he got a call a couple of hours later

so update for [SIZE="3"]#169 extra payment of £495 making July payment £1,686.40 and ytd of £8,659.66/£12,000[/SIZE]

teameffort

Hi Everyone

#143 reporting in with July's overpayment total of £737.73.

This means that's another 1K off the balance :j

Have a great weekend all

Teameffort

pawlala

erin_transport wrote: »

Hi #138 here
My June overpayments haven!!!8217;t been added.
I think if we add £592 to June, the spreadsheet here and my total should both read £3167 of £6500
Thanks very much

jenni_fer wrote: »

Doesn't look like my below update was added in:



Could it be posted as June and my subsequent overpayments of £2150 to July please?

Money we'd lent a family member repayed to us and moved into the mortgage within 24 hours, feeling proud!

Thank you!

just final monthly totals needed, check yours and let me know the months that are missing

pawlala

Your posts have confused me. If your total for July is 243.28 and year total is 443.28 when did the extra 200 come from? You only started MFW18 in July!

starnac wrote: »

Small overpayment from me. Rounding down current account £27.86


#182 Total July £243.28
Year to Date £443.28


Not as much as some of you but I'm happy to have overpayed almost £500 in 2 months. :T

starnac wrote: »

Morning all. Number 182 checking in. TCB paid out so it was moved over to the mortgage.

#182
£15.42 paid today
£215.42 July total so far
£415.42 Year to date total

starnac wrote: »

Number #182 checking in with an overpayment of £200

starnac wrote: »

Thank you pawlala. Hope everything is okay?

For now my target is £1208.15 to offset the yearly interest. If I make that then I will increase my target if that's okay?

So #182 total so far £200/£1208.15

pawlala

Needhelpsaving wrote: »

Hi

Number 54 updating for the first time this year (sorry!). YTD OP's = £8307.01

Will try to be more timely for the rest of the year.

I've put all OP into July, let me know if you want it splitting into different months and how. BTW, you have reached your target with that, do you want it readjusting?

pawlala

Spreadsheet updated. A bit of admin for those above to do, please and thankyou.

I wonder also, if you have a neighbour on the spreadsheet who is lots behind or hasn't even started, drop them a friendly PM to catch up. Even offer to cut their grass for them

Off on jollydays (Staycation) now, back later next week

julicorn

That's awesome, thanks so much pawlala! Enjoy your staycation! :j

bit_by_bit

Thanks Pawlala.

OoPs, got a 'must try harder'

To those on target and ahead of shedule. Be trying harder from September when I can stop spending, I hope.

Needhelpsaving

pawlala wrote: »

I've put all OP into July, let me know if you want it splitting into different months and how. BTW, you have reached your target with that, do you want it readjusting?

Thanks! I'm happy for it all to go in July to keep things simple.

Can we increase the target to £10k please so we continue to push ourselves?

Mortgage_Minimiser

#46 reporting.

Only £230.72 for July. All the money's going to the extension at the moment, so this is just extra stuff, e.g interest on banks accounts and whast left over at the end of the month.

Hope we can get back to the bigger OPs soon.

Currently OP'd £8,010 this year, already hit target but the rest of the year is uncertain.

Good luck everyone!

Thanks Pawlala

MM
x