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2018 Mortgage-Free Wannabes

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Comments

  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    pawlala wrote: »
    Your posts have confused me. If your total for July is 243.28 and year total is 443.28 when did the extra 200 come from? You only started MFW18 in July!


    I had written the first £200 as 3rd June instead of July on my list and that's what's confused me. Sorry my mistake!
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • stoopy
    stoopy Posts: 55 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    I'm an eager beaver and one day into having a mortgage couldn't wait to log onto my online account and set up my regular overpayment. I have done that, but also wanted to pay a lump sum and annoyingly you have only pay a lump sum online from a NatWest account! So I have to ring them.
    Grocery Challenge Jul £380.75 Aug £637 Sep £539.82 Oct £53.43 / £475
    EF 3-6 challenge #104 £739.25/£10000
    MFW2018 #183 0/£2000
  • pinkypig
    pinkypig Posts: 1,814 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 1 August 2018 at 7:30AM
    #157 reporting a £1,662.40 capital reduction for July :j:j. Also my June total seems to be in the July column on the spreadsheet - sorry if I didn't make it clear when I posted.

    Thanks again to those running the thread - it gives you such a boost to see that total rising :A:)
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
  • wishingthemortgaheaway
    wishingthemortgaheaway Posts: 2,536 Forumite
    1,000 Posts Second Anniversary
    Number #162 reporting a July overpayment of £119.01

    Quite a bit under target, but July is a funny old month in our house...

    I think that still puts me on track for the year though.....

    Thank you Pawlala, Hiddenshadow and everyone for their encouragements.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 1 August 2018 at 10:56AM
    No 70 reportig an OP of £518.26 for August.

    Today our remortgage kicks in so starting in earnest to see where I can get the total in the 2 year deal. They have given us a projection of the total in 2 years time, I am setting myself a challenge to see how much lower I can get it...looking at somewhere near £16k.

    Thanks for those running the thread.
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • beanielou
    beanielou Posts: 95,723 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Kicking of August with a wee OP of 22 quid.
    No 144..

    Thanks :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • worklifebalance
    worklifebalance Posts: 73 Forumite
    No 57 reporting in. Haven't been around much but after a spendy couple of months back to focusing on the money.

    May £810
    June £825
    July £780

    Total so far £4839
    SPC #459 no 8 2015 £203 2016 £157 2017 £70
    starting mortgage £120,000 June 2012
    OP 2015 £5000, 2016 #57 £28866/ £25000
  • icklehelen
    icklehelen Posts: 355 Forumite
    Part of the Furniture 100 Posts PPI Party Pooper
    #6 with my first August OP of £24.15

    ickle
    Total OPs 2012 - 2019 £39744.75
    Target 2020 £18500/£18500
    01/05/2020 MORTGAGE FREE
    MFiT-T4 #03 MFW2019 #3
  • Chutney86
    Chutney86 Posts: 307 Forumite
    Eighth Anniversary Combo Breaker
    #93 with an overpayment of £305.23 for August

    Thanks :)
    SPC #23 - 2015 = £319.60 / 2016 = £315.50 / 2017 = £490.75 / 2018 = £295.50 / 2019 = £267
    MFW #93 - 2017 = £1942.84/£1900 / 2018 = £8591.23/£9050
    MFiT-T4 #28 = reduced mortgage from £109,000 to £77,000
    MFiT-T5 #34
  • michelle09
    michelle09 Posts: 912 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    #28 with an OP of £493.41 for August. Just before the interest rise hikes our interest payment.
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