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2018 Mortgage-Free Wannabes

19293959798141

Comments

  • beanielou
    beanielou Posts: 95,720 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Another £44 for this month.
    Bringing it to a total of £144 for this month.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hi there

    #2 reporting in with two months over payments:
    June - £609.81
    July - £609.81
    Bringing O/P for year to date to £4,268.67

    Hopefully bringing me back on track and am hoping to do slightly more in August as I'm still eating out of the freezer.

    Have a great week everyone
    MissDM
    LBM- June 2009 - 15 year plan started, Dec 2018 - time to review & refocus
    SPC12 #33 £210. Xmas 2019 - #15 £365 / £365 ... PAYDBX 2019 #23: £0 / £3,400
    MFW2019 #2: £6,999.67 / £8,000 MFiT-T5 start £95,352.52 - target £40k

    No matter how far you go, you always take yourself with you
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    edited 30 July 2018 at 10:31AM
    Hi, NEWGIRLY MFW 21 checking in with a July total of £498.13 , many thanks :)
    MFW 67 - Finally mortgage free! 💙😁
  • VDOT47
    VDOT47 Posts: 277 Forumite
    #9 reporting an overpayment for July of £413.34


    Thanks!
    Original Mortgage (Feb '17) £269,995
    Current Mortgage (End 11/19) £226,790
    End Date November 2039 Original End Date February 2042
  • pinkfluffybabe
    pinkfluffybabe Posts: 2,989 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Academoney Grad
    #180 reporting an overpayment of £90 for July.
    Not buying unnecessary toiletries 2024 26/53 UU, 25 IN
  • Brambleberry
    Brambleberry Posts: 287 Forumite
    Tenth Anniversary 100 Posts Photogenic Name Dropper
    #110 reporting a £400 payment for August

    Thanks pawlala!
    ***Mortgage Free Oct 2018 - Debt Free again (after detour) June 2022***
    Never underestimate the power of a beautiful spreadsheet
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #122 reporting in with an OP total for JULY of £542.37.

    Keep chipping away!
    MFW: Was: £136,000.......Now: £47,736.58......
  • beanielou
    beanielou Posts: 95,720 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    edited 2 August 2018 at 8:18PM
    Squeezing in another £11 for July.
    So 155 for July.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • #46 - couldn't let the mortgage trip into the next 000 bracket so just threw another £34 at it.

    Total for the month of July now £264.72. It all helps.... :)

    Thanks

    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • stoopy
    stoopy Posts: 55 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    Hi can I join please, just bought and completed on a house. Mortgage of £205k.
    I'm starting small for the first couple of years as DH at uni.
    Hoping to overpay £2K in the next 5 months.
    First thing I'm going to do is increase by regular payment to a nice round number.
    As we don't pay rent this month and the mortgage is paid in arrears I was going to overpay by one month, but husband is abroad and has to fly back for a funeral so will wait to see how much that costs us first!
    Many thanks.
    Grocery Challenge Jul £380.75 Aug £637 Sep £539.82 Oct £53.43 / £475
    EF 3-6 challenge #104 £739.25/£10000
    MFW2018 #183 0/£2000
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