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2018 Mortgage-Free Wannabes
Comments
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Hi Hiddenshadow,
#87 £2100 for August. Thanks Ben0 -
Saving_Glut wrote: »Hi
If not too late, I’d like to set myself the goal of overpaying my mortgage by £3,000 this year to keep me focussed on paying less interest to the banky !!!!!! (a term used by Lily Allen)!
Good luck to everyone.
TIAMortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...0 -
Up to date to here
#79 reporting total overpayments for August came to £453.98
Thanks and have a great weekend everyone!Mortgage free I: 8th December 2009!
Mortgage free II: New Year's Eve 2013!
Mortgage free III: Est. Dec 2021...0 -
Morning all!
Posting my August figures a day early as we have HIT OUR TARGET! :j
Gf paid £200 unexpectly from her quarterly bonus, a nice bit of quidco cash back and a few other bits and bobs had made August a great
Number 20- £461.02
This makes our figures a nice £3000.58 for the year.
We have been smashing the OPs in advance of our holiday in two weeks as we know we won't overpay now until our November payday- really chuffed we have smashed the target as it was a nice increase on last years target :A
So pleased!
We will set a new target once we are home from our holidays and reviewed how much we have spent of the holiday budget etc :heartpulsFirst home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!0 -
Kittenkirst wrote: »Morning all!
Posting my August figures a day early as we have HIT OUR TARGET! :j
Gf paid £200 unexpectly from her quarterly bonus, a nice bit of quidco cash back and a few other bits and bobs had made August a great
Number 20- £461.02
This makes our figures a nice £3000.58 for the year.
We have been smashing the OPs in advance of our holiday in two weeks as we know we won't overpay now until our November payday- really chuffed we have smashed the target as it was a nice increase on last years target :A
So pleased!
We will set a new target once we are home from our holidays and reviewed how much we have spent of the holiday budget etc :heartpuls
Well done
Happy holidays!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
#4 reporting OPs totalling £52.12 for August.
A little less than the last few months, but makes my total for the year so far only pennies short of my original target, and still on track for my increased target
Thanks pawlala :T2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shadingEverything will be alright in the end so, if it’s not yet alright, it means it’s not yet the endMFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £13502025 target = £1200, YTD £9190
Quidquid Latine dictum sit altum videtur0 -
Update for July and August for #24:
July final total: £11190.25
August total: £1004.97MFW 2019#24 £9474.89/£11000 MFW 2018#24 £23025.41/£15000
MFi3 v5 #53 £12531/
MFi3 v4 #53 £59442/£393870 -
]#18 reporting in - Aug's OP = £1599.78.
YTD = 4890.03/4000
That means I've exceeded my first target for 2018 (spreadsheet appears to have a lower target in the one column, as it's showing I've already exceede it %age wise, I think? However, this year I've only had the 4k target) of £4000.
[STRIKE]Can I amend target to £6.5k, please? [/STRIKE] Actually, let's go for 7.5K - means a little bit more of a stretch in the last part of the year
Many thanks to hs & p-lala!I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
#93 with another overpayment for August of £5970.00. So total overpayments for August = £6275.23
Can I up my yearly target to £9050 please.
ThanksSPC #23 - 2015 = £319.60 / 2016 = £315.50 / 2017 = £490.75 / 2018 = £295.50 / 2019 = £267
MFW #93 - 2017 = £1942.84/£1900 / 2018 = £8591.23/£9050
MFiT-T4 #28 = reduced mortgage from £109,000 to £77,000
MFiT-T5 #340 -
#164 here. August update. I have over paid £1.50 in August. £50 on 1st of August and £100 on 31st August. That totals for August £150 and grand total is £858.51/ £3200
Overpayments will remain low and I may not make my target this year but I am not unhappy. I am having (after many years of wanting) a remodel of my downstairs. Its costly but well worth it and I am still on plan to pay off all of my mortgage (about £29,000) by the time I retire in 2021Wife, mother, gardener, nurse, Big C survivor. Officially retired at 55 2021 [/b][/b].Mortgage free April 2021Challenges 2024: Decluttering Campaign 32/100 bags plus 0 large items. Make £2024 in 2024#8 £0/£2024 Using my craft stash 0/52 Reading books 0/52 Donations for the CS/washing done from others (in and outs) in 2024 x 10 bags and 0 large items.0
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