2018 Mortgage-Free Wannabes

Lomcevak

#11 with an OP of £1,604.03 for September, hope to add some more in a few days once i've done the budget for the month


edit: happy to say that's another mini-milestone, as I'm now under £70k and into the 6's

pawlala

bit_by_bit wrote: »

#164 here. August update. I have over paid £1.50 in August. £50 on 1st of August and £100 on 31st August. That totals for August £150 and grand total is £858.51/ £3200

Overpayments will remain low and I may not make my target this year but I am not unhappy. I am having (after many years of wanting) a remodel of my downstairs. Its costly but well worth it and I am still on plan to pay off all of my mortgage (about £29,000) by the time I retire in 2021

Just check your monthly figures are correct- the spreadsheet says YTD is £893.51 not £858.51. I'll amend accordingly :cool:

pawlala

Poppycat1 wrote: »

#25 reporting an overpayment of £650 for March 2018 and £25 for August 2018.

Having problems with mortgage company not taking my full payment after I have made an overpayment. I am trying to sort out. I now have £7,000 left to pay to get to the 10% mark. It's going to be a struggle, may miss out by £1,000.

Just check your figures please, your sig says Total = £5,424.90/£12,449.90 but the spreadsheet says YTD £5,474.90. There's fifty quid floating about somewhere :eek:

EagerLearner

pawlala wrote: »

Welcome #185
:T
I've put your target as £1800 (300x5 months left of the year) unless you tell me different

Hi Pawala mine would be Sep, Oct, Nov, Dec so £1200. Happy to include Aug though so £1500 :T

Poppycat1

Thanks, Pawala, I paid an extra £25 off a couple of weeks ago. Unfortunately they then reduced my normally payment! Sorry to be a pain. I will change the signature now.

I should have paid off £5,449.90. Now leaving £7,000 to pay.

ang4k

Hi

Ang4k number 17 here. A £3500 overpayment for September taking my total to the 10% overpayment allowed for the year to October. Will be saving for a large overpayment for November as only 4 years 11 months to pension and need to get this mortgage paid off !!

Thank you

selloptape

Hi HS and Pawlala,

#49 here with a £100 OP for Sept

Thanks both for all your hard work on the tracker x

Lomcevak

Lomcevak wrote: »

#11 with an OP of £1,604.03 for September, hope to add some more in a few days once i've done the budget for the month

edit: happy to say that's another mini-milestone, as I'm now under £70k and into the 6's

Little OP of £41.71 for #11 (making £1645.74 for the month), which takes me to £68,999.99 :beer:

Kempton

Sincere apologies, just saw your response. I Hadn't really thought about a 2018 target, other than increasing the monthly overpayment, so if it's okay with you, I'll just keep ticking away at it and put in a target for 2019.

August final number £187,887.04
September to date £186,634.04

2018 Total overpayment to date £350 (started overpaying in May)
If I maintain the regular overpayment then by end of year (without any lump sum extras.) £800

Thanks

NewMoneySaver13

Hi hiddenshadow,


MFW No 86 reporting in with an OP of £325 for the months of August and September.

Thanks