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2018 Mortgage-Free Wannabes

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  • f0xh0les
    f0xh0les Posts: 7,626 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Congratulations on the new baby!
    What a great use of your time.
    And an excellent reduction in the mortgage.
    FH
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • Morning,
    #162 here with September's overpayment. - £751.72

    This smashes my yearly target and leaves me with only £300 left in available overpayments for the rest of the year. As a result of this, I've set my own, personal, target for next month as £300 then it's onto getting a head start for 2019's overpayment pot.

    Thank you

    Wish
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #50 here with an overpayment of £1,150, bringing the September total to £1,200. :)
  • #46 with a last minute additional payment of £40 after clearing up the accounts at month end.

    Sept total OP now £1,040.

    Thanks

    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • VDOT47
    VDOT47 Posts: 277 Forumite
    #9 with an overpayment for September of £462.71


    Our focus has changed slightly, in that not all available money is now going on overpayments, and we are also building up a savings pot to pay off some stooze credit cards. So we are going to miss our annual target, but for good reasons :-)
    Original Mortgage (Feb '17) £269,995
    Current Mortgage (End 11/19) £226,790
    End Date November 2039 Original End Date February 2042
  • Cherryfudge
    Cherryfudge Posts: 13,328 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 28 September 2018 at 9:17PM
    #30 here with a September OP of £475.19 - which means I've hit my target for the year! So pleased. :) Well done to all those others who've done the same, but also to all of you because an overpayment is an overpayment... it means you're beating the system.

    28/9/18 ETA: I realised the month ends at the weekend and I don't ned to keep a buffer in the account as pay is in early so another £307.50 has gone to the mortgage, bringing this month's total to £782.69. It was only possible because we've been away and lived off our 'holiday' savings for a few weeks, meaning the current account stayed well-nourished.

    I've also now demolished the second of three sub-sections of the mortgage, leaving only the main chunk to chop to bits. :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
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    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • #13 checking in with an OP for September
    £653.67

    Slipping slightly but hoping I can find an extra months worth to get me back on track.
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    beanielou wrote: »
    Another £33.
    So £55 this month.
    No 144.

    Another £33 (which I sent in error:o:mad:)
    So £88 this month.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • f0xh0les
    f0xh0les Posts: 7,626 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    edited 28 September 2018 at 7:52PM
    Can't make another overpayment until the cashback clears and the stupid bills go out, but it is the weekend, so probably no money coming in or going out until Monday. So much for 7 day banking.

    All this being patient is really boring.....
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • Hi Pawlala,

    No.171 with £2500 over payment for October.

    Cheers.
    Neither a borrower or lender be; for loan oft loses both itself and friend.
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