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2018 Mortgage-Free Wannabes

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  • f0xh0les
    f0xh0les Posts: 7,626 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    edited 4 September 2018 at 1:14PM
    Good Morning!
    Pinch, Punch , First of the Month!

    #65 reporting.....
    Just went wild, raided all budgets and made my o/p of £1140.65 for September.
    On the first day!! Very impressed with myself.
    Might mean (_____) on toast for the rest of the month if anything goes wrong, but fingers crossed all goes well. Feeling Frugal

    Don't anticipate any more payments unless I win the lottery that I don't do.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 338 Forumite
    Part of the Furniture 100 Posts Name Dropper
    number 46 reporting for Sept.

    1,000.00 OPd this morning. Apart from a bit of interest on some bank accounts that probably it for this month. However, still paying for the extension, so I'm pleased with that.

    Overall I've OPd 9,374.88 so far this year, against my 5,000.00 target, so streets ahead.

    Gearing up for remortgage, so paying down CCs now and paying off car (17k) to get my outgoings down and credit file in the best shape it can be :)

    Have a great month everyone! Thanks HS / Pawlala!
    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • pinkypig
    pinkypig Posts: 1,814 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning :wave:

    #157 reporting a capital reduction of £1589.74 for August :j:j
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
  • Brambleberry
    Brambleberry Posts: 287 Forumite
    Tenth Anniversary 100 Posts Photogenic Name Dropper
    Good morning! Happy September and welcome to the "ber" months!

    #110 reporting a September payment of £200.

    Thanks to pawlala and hiddenshadow :T
    ***Mortgage Free Oct 2018 - Debt Free again (after detour) June 2022***
    Never underestimate the power of a beautiful spreadsheet
  • life_is_sweet
    life_is_sweet Posts: 45 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    #69 with my August update.

    I paid off £1118 in August

    YTD total £1918/£7000

    its great seeing everyone's progress!

    Thanks all

    Lis
    #11 MFW 2020 :£14560/£15000
    MFW 2019 :£10327, MFW 2018:£6676 , MFW 2017:£6664
    Original MF date June 31/Target MF September 21
    I can do it!
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    f0xh0les wrote: »
    Good Morning!
    Pinch, Punch , First of the Month!

    #65 reporting.....
    Just went wild, raided all budgets and made my o/p of £1000 for September.
    On the first day!! Very impressed with myself.
    Might mean (_____) on toast for the rest of the month if anything goes wrong, but fingers crossed all goes well. Feeling Frugal

    Don't anticipate any more payments unless I win the lottery that I don't do.

    This post did make me chuckle about the lottery as I have the same hope, but don't actually play :rotfl:
    Cracking overpayment there though Foxholes! :D
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Urbanshyne
    Urbanshyne Posts: 105 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Hey,

    No.171 with September's overpayment of £2500.

    Cheers.
    Neither a borrower or lender be; for loan oft loses both itself and friend.
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No 144 here with £11 for September.

    Some very awesome totals :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks so much pawlala for updating the spreadsheet!

    #50 again, managed to make our first overpayment of the month of £50. :)
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 70 reporting n OP of £500 for September. Thanks Team :D
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
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