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“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
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Thank you. Trying my best however older two said I'm stricter than their teacher and they are calling me Miss Trunchbull from 8am - 3.30pm haha“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”8
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Morning Miss Trunchbull
Glad the crisis team responded and you got a delivery slot. That's a big chunk of money to be out by, which doesn't seem like you. Have you doubled checked your figures
Have a good day. xx
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That also sounds to me like it's a simple error in the figures somewhere WF - that's a lot too much for you to have lost track of, knowing how on the ball you are about such things.
Good to hear that temperatures are all normal!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her6 -
I know where I've gone wrong and I know some is the extra costs on some of the direct debits that have increased. It's because I didn't allow for the 5 week month (as the actual month wasn't a 5 week month but between my dates are) stressful. Stupid. Definitely let my checking things drop feel ridiculous.
On saying that the extra costs attending my own appointments and things over the last 4 weeks have been nearly £200 too. I've needed to attend (the underlying issue isn't resolved but it's given answers that what could of been urgent and need treating to now while very need to treat isn't going to be life thereatning waiting till all this calms down) I've cancelled the appointments upcoming for 4 weeks even though they could have gone ahead Covid wise. It gives me a bit longer to prepare for these now and still waiting on the surgery referral which I'll cross when it comes.
“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”6 -
Sending love and hoping that you and the little ones keep well. XxI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy5 -
Thank you Chrystal. I hope you all stay safe too take care x
We are all well. After tomorrow's outing for food we will be truly locked away. I guess then the 2 weeks after that will be the most crucial for watching us. After that we won't really have contact with anyone unless an emergency.“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”7 -
Shame it's not a simple error in calculations
I really think all DLA payments that are pending review should be reinstated for the time being, even if it's at some sort of basic rate. It's hard enough for people who are physically, mentally and financially stable at the moment, let alone for those who find themselves in less fortunate circumstances. xx
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I think a lot of people will overspend their budgets at the moment. I wish they’d hurry up and sort out your DLA, you must be due backdated payments once it’s re-awarded.
Hope you and the smalls carry on staying well xxI get knocked down but I get up again (Chumbawamba, Tubthumping)6 -
DLA appeals won't be heard face to face now. I've been reassured it shouldn't delay us any further. We are so close now. But it will be a phone call/paper based. Which concerns me slightly. But I can't really worry about the complications of that until it comes. I don't have the head space for more than here and now.
I feel so stupid for messing up. I can't take it from the food budget as I would usually (it isn't enough anyway) but I can't shop around and a lot of things are more expensive. Youngests things that where around £80 last month are £127 this month. I haven't bought a bigger amount. Exactly the same amount as every other month. Same for food. I haven't allowed for extra than usual. Although some of the things I usually buy are going to be more expensive brands and even those aren't really in stock.
I can't deny I'm worried. I guess everyone else is too. It's an uneasy time for us all.
Tomorrow morning I will go to the pawn shop. Go and get the items we need straight away. Then we will be coming home and not leaving. I don't even want to go out tomorrow if I'm honest.
“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”7 -
Blimey, that is a huge shortfall.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5
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