We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
-
Thank you. I will catch up and reply properly tomorrow.
I'm okay it's been a hard couple of days. We have some more news in on youngest which was hard. Along with other stuff going on. I promise I will fit time in tomorrow to read your replies and things x.“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Sending you hugs Wannabe xxI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
Thinking of you...paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170 -
More (gentle) hugs going your way from here WF.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Having to accept that some things are likely to happen can be hard. Keep up your hope and try to stay positive. (((hugs))) XXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy0 -
Sorry to hear that Wannabe
. Thinking of you. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
More thoughts from here (and moggie cuddles).Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc0 -
Same here, Wannabe...come back to us when you feel ready and we all still love you and are thinking about you all. :kisses3:Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33000 -
Weekly Out
£160 Rent (Paid)
£25.60 CT (Paid)
£15 Gas not done
£15 Electric (topped up)
£34.20 Water (nearly caught up)
£7.50 TV License (nearly caught up)
£2.50 for phone credit (topped up £10)
£20 Debt (Paid)
£2 Snack
Paid what I can today, really need to grab some grocery shopping - everything is so empty. We've used nearly all the 'stores' and the smalls have commented on there being nothing Also need to find train fare and bus fare to two appointments this week. One over at the children's and one more local.
Bank balance £11.97
Debt
Debt £129? I think Paid“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Morning
Sorry I didn't come back - just posting to keep me on track.
Smalls are off school now. Will need to get them out of bed soon. Have let them lay in later than usual.
Have caught up on some more bills I fell behind on. We have two big appointments this coming week. One over at the children's and one more local. Both I need to find travel money for. Really need some food shopping too. It's very bare. We've used up a lot of our stores.
Another week over. Just trying to make it through still stressed and worried.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards