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“Rock bottom became the solid foundation on which I rebuilt my life.”
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I'm really glad that the money side of things is getting sorted and that everyone is feeling happier
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I think that being debt free does make you sleep much better as you get that big weight removed from you. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Glad things are improving x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Afternoon
Another busy day cleaning. Nothing much else. Skint and worried but at least youngest is sorted.
Hope you're all okay
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Hope you aren’t paying for nappies for dd. If you are you need to speak to health personnel and ask for referral to incontinence services. Children with send/illnesses at school get them provided and they’re a decent make too.January spends - £587.580
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Evening WB Glad DD is sorted with what she needs but sorry to hear you're feeling worried about stuff
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Evening WB Glad DD is sorted with what she needs but sorry to hear you're feeling worried about stuff xx
From me too x I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I buy some nappies Milann we get 2.5 a day free now she's 5. Not enough which I guess is obvious better than none though!
Everyone's asleep and everything's done. We have to be out extra early tomorrow we have to be at an appointment for 7.45 and we are walking. I'm sure I won't be the smalls favourite tomorrow
Thanks for stopping in
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
You're still being amazing, Wannabe...well done! xxx Debt: £11,640.02 paid in full! DFD: 30/06/20
Starter Emergency Fund (#187): £1000/£1000
3 month Emergency Fund (#45): £3300/£33000 -
Thank you PB I ready don't feel it though. Juggling so much around and trying to catch back up is driving me crazy. More going out than coming in and falling behind on stuff makes me feel like I'm failing
I'm so tired too but can't sleep as usual.
Thank you x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Is there a box set you can watch for a while to help you unwind, Wannabe? Or a book? Hope you get to sleep soon xI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220
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