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“Rock bottom became the solid foundation on which I rebuilt my life.”

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Comments

  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
    Sixth Anniversary 1,000 Posts Photogenic
    Morning missus :D

    Have a grand day luv
    (((((HUGS)))))
    :A
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning WB :) Hope the smalls are enjoying being off school. Will school not buy or fund what DD needs or is it something to be used at home?

    Are you thinking of cancelling the October holiday because you want to go sooner or is it a financial decision? I'd be inclined to stick to October. Like you say it gives you more time to save up and if the DC's need coats and shoes I wouldn't put yourself under the pressure of saving for May, it's only 6 weeks away. You'd have more time to save up for spends as well rather than just travel and the holiday. You could always have a couple of day trips out in May if the money is there.

    There is always something to think about with a family isn't there. I don't think that will ever change even when they get older :o but you sound so much better in yourself about things.

    Have a lovely day. xx
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you US :)

    Morning Tea, they fund a set in school and I have to fund the set for home. I am thinking of cancelling the October Holiday all together due to the costs :o It does give enough time to save the train fare but I can't fit the cost of the holiday in to pay it. I've only left it so late as I lose the £150 I paid last year (I booked and paid that before we lost the DLA or I definitely wouldn't have booked but at the time we had DLA and I knew it would be the only time away this year after cutting the availability to the relatives caravan) The May break just isn't doable at all. It would be the cot I need to pay to the holiday now then the train fare in 6-7 weeks.

    I feel stupid posting about the holiday here when things are/have been so tight and I am/have been worried about the basics :o

    I feel much better in certain areas. While youngest's news hasn't been the nicest its good to know where we stand and it just makes me even more determined to make the most of what we do have - especially time.

    Smalls are all up and dressed and fed, cleaning is done enough for me to be happy. I think despite the cold we are going to get out for some fresh air.

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • jwil
    jwil Posts: 22,264 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Can you leave cancelling the oct holiday a bit longer? You may have heard about your DLA appeal by then.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's a tough one isn't it. The thought of losing £150 deposit stings but the balance is a lot of money to find especially when other things could crop up. Such a pain the DLA is taking so long, it would be a shame to cancel and then it get awarded. :o xx
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 15 April 2019 at 12:48PM
    Not really Jwil as I haven't kept up with the payments so it needs paid in full, if I leave it too late I'll be charged a fee for failing to keep up :o Will decide this week what can be done.

    I know Tea it's difficult :o I'm still constantly chasing DLA. I've also completed the hardship form for tax credits so hoping that is successful and my tax credit payment's will be sorted.

    I'm very very nearly caught up again to where I was before the bailiffs and things.

    I'm having another cup of tea and the smalls are playing with toys :o We really haven't done anything today.

    x

    I haven't done many surveys recently I just haven't had time :o But I'm 1 survey away from the £50 cheque from populuslive - assuming I get a survey before the end of April that will be £50 extra by the end of May.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • milann
    milann Posts: 11,473 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Pleased that the smalls are having a nice day at a play centre and chocolate. They need some treats :beer:
    You have a real dilemma with the holidays - just a thought - could you get medical evidence and try to reclaim the money you paid last year? Then book afresh something more suitable when you can? Clutching at ideas really, but I suspect you’ve already thought of them all.
    January spends - £587.58
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    If I had took the protection I could have Milann but I didn't :o I know it was a stupid decision now :o

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Pip_Boy_111
    Pip_Boy_111 Posts: 185 Forumite
    Second Anniversary Savvy Shopper! PPI Party Pooper Energy Saving Champion
    Hi. Just caught up with some of your diary (it's long so didn't have time to read it all).
    No advice just posting to say I'm reading along and following to send well wishes and support from afar. Hope things are well at the moment with everyone. :o
    Debts 14/6/2019 (LBM 5/3/2019)
    Overdraft: [STRIKE]£900[/STRIKE]/£0:T Barclaycard: [STRIKE]£3755.55[/STRIKE]/£2859.42 Loan: [STRIKE]£21620.29[/STRIKE]/£17997.19
    Total[STRIKE] £26275.84[/STRIKE] £20856.61 (REDUCED BY 20.62%)
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you Pip Boy

    Everyone is okay (I feel like saying it is dangerous :rotfl:) but right now we are all okay :)

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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