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“Rock bottom became the solid foundation on which I rebuilt my life.”

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Comments

  • Busy_Mee1
    Busy_Mee1 Posts: 1,015 Forumite
    Aw Wannabe bless you take a deep breath and don't make any decisions until you have all the information on Monday. There could be another solution and you need all the facts before you make a plan.

    This is your worse case scenario plan but there could be another that won't leave you so short of money. I suspect as others have said that this is .
    just a mistake or miscommunication between offices and you can indeed continue paying £5 a week.

    Unfortunately it has hit you when you have just had the week from hell and making plans to take control will help you feel better, but I feel like there will be a better plan when you have all the facts.

    You just need to be kind to yourself this weekend Wannabe, try and do whatever helps you to destress. I suspect what you really need at the moment is some sleep...you must be absolutely exhausted and everything looks awful when you are tired.

    You are an amazing Mum, you are so strong and you have coped so well in the face of such challenges. Please be kind to yourself xx
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you so much

    I don't want to post much.

    It's been some of the hardest days over the last fortnight. And while we have some answers. Some are still unanswered/can't be. We are so much luckier than plenty. We have time. But how long is that time 'good'? (How longs a piece of string) we are all on borrowed time.

    We need to enjoying now, why we are able. We need to make the most of what we've got.

    Being honest I'm not in that place of being able too and I need to be. For the smalls more than for me.

    I just need it gone and this has made me realise why it's so important and makes me so much more grateful for everything I've received/done and where I am now in the journey. It could be so much worse but this does feel huge right now.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • I'm sorry you've had to come home to a stressful letter like that Wannabe :(. It would make me worried too, but I am POSITIVE that's it's a mistake and a case of one department not knowing what the other department is doing.

    I know it's hard not to worry, but please try not to worry. If it doesn't make sense then it can't be right. And this letter does not make sense in view of what you agreed with them. So it must be a mistake.

    I'm sure you will be able to get it sorted out and put your mind at rest on Monday, but until then try not to worry. I know it's hard not to, but try not to. It's very rare for the worst to happen and usually in life we worry about things far more than we need to.

    Thinking of you. x
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I've just read my last post back and seen how many spelling mistakes there are and it doesn't make much sense :o

    In other better news I think family fund are helping towards the holiday costs. So I'll just have a small amount to cover and travel. Will call them this week too.

    Just getting the smalls into bed. Their own beds! They slept in so late this morning :o I think they missed home just as much as I did.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 96,643 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blimey.
    I was so not expecting to log on today & read your latest news.
    Always around to help in any way that I can.
    Keep plodding xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you Beanie. Sure I'll be in your ear moaning :o Much appreciated

    I'm still catching up with everyone (slowly) I will get round to everyones diaries I feel I'm rude not checking in when you're all here for me :o but I am catching up I promise! You can all talk that's for sure :p

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Don't waste your time catching up with me WB. Every day is pretty much the same :rotfl: xx
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    Another one not leaving, and totally understand your need to get rid of worry and stress to get your MH back on track. Hope Monday brings answers and relief x Take care and let me know if I can help x
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • UncannyScot
    UncannyScot Posts: 2,070 Forumite
    Sixth Anniversary 1,000 Posts Photogenic
    No way would any of us leave WannabeFree, no way.

    As, I've always said, you can contact me ANYTIME and if I can help in any way I will.

    Like others have said, it looks like a case of one department not communicating with another.
    Contact everyone that needs contacting on Monday and try not to over worry on this, it can and will be sorted.

    In the nicest, bestest possible way, we've got you, we're not letting go, we're not giving up, we're going to help you kick the carp out of all these issues / problems and make sure you and the wee yins come through happy and debt free...
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
  • beanielou
    beanielou Posts: 96,643 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    No way would any of us leave WannabeFree, no way.

    As, I've always said, you can contact me ANYTIME and if I can help in any way I will.

    Like others have said, it looks like a case of one department not communicating with another.
    Contact everyone that needs contacting on Monday and try not to over worry on this, it can and will be sorted.

    In the nicest, bestest possible way, we've got you, we're not letting go, we're not giving up, we're going to help you kick the carp out of all these issues / problems and make sure you and the wee yins come through happy and debt free...



    This. Just this:A:A
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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