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“Rock bottom became the solid foundation on which I rebuilt my life.”

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  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 10 March 2019 at 8:39PM
    Thank you X

    I do feel exhausted. I've been struggling a while but this recently is just too much :o I try not posting too much MH related here after last time. But it's hard. I try to be as honest as I can here even the bad stuff (applying for credit cards and stuff :o confessions of spending on coffee when I shouldn't :o) but I am struggling to make myself 'carry on' and I know it's been worse. I know it will get better financial wise etc. But I just cant 'believe' it will get easier. As DD stuff gets harder both things are just a huge weight with no one to share the load with. And I'm not saying I need anyone but it would be nice to just be able to focus on the stuff that I feel has to be first (DD and the other two obviously) where as now I feel I'm pulled in 100 directions and nothing is getting the 'good enough' side of me.

    ETA - I know things are so much better than before. I do. I really appreciate that and all the help. I don't want anyone to think I don't or that I'm throwing it in anyones face etc. I just really am struggling with everything else, especially DD etc.

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 99,644 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    WB~~please dont be so hard on yourself.
    Any one of us would be struggling with what you deal with on a daily basis.
    You do not give yourself enough credit in dealing with difficult situations and on your own & with no local support.
    I for one would be on my knees.
    I salute you, I really really do xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • milann
    milann Posts: 11,767 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I agree with Beanie - you’re doing so well.
    When mine were in hospital I kept going whilst they were in but without fail went to pieces once home and the adrenaline that was keeping me going gave in and I relaxed. And I was doing it with a partner. It is normal for the tiredness to catch up. You are doing well.
    I hope you get some answers tomorrow about the money.
    January spends - £587.58
  • beanielou wrote: »
    WB~~please dont be so hard on yourself.
    Any one of us would be struggling with what you deal with on a daily basis.
    You do not give yourself enough credit in dealing with difficult situations and on your own & with no local support.
    I for one would be on my knees.
    I salute you, I really really do xx
    milann wrote: »
    I agree with Beanie - you’re doing so well.
    When mine were in hospital I kept going whilst they were in but without fail went to pieces once home and the adrenaline that was keeping me going gave in and I relaxed. And I was doing it with a partner. It is normal for the tiredness to catch up. You are doing well.
    I hope you get some answers tomorrow about the money.

    I totally agree with both of these statements Wannabe. You are amazing :T and anyone would be struggling. Hopefully tomorrow will bring some relief from anxiety about your rent.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • Eager_Elephant
    Eager_Elephant Posts: 4,714 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Just catching up from yesterday, I like your new plan of action (there is some debate as to whether you can be evicted for falling behind on an SPO that only has court costs remaining, it has never been taken to a higher court so you are relying on the District Judge at your local court.
    In the town where I work the local council don't apply for eviction based on court costs arrears but as your landlord like to threaten people I bet they will)

    Once you have spoken to Housing tomorrow let us know on the thread and also if you have specific questions PM, WA or email me and I will help and let you know if what they are doing is legal (which it looks like it is not legal but may just be baseless threats and an admin error)
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you

    Like I say isn't really debt related (although it isn't helping) it's just me and life and the stuff in it.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • Sun_Addict
    Sun_Addict Posts: 25,513 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just caught up with you and can I say how much I admire how you keep going despite all the carp that's thrown at you. I hope you get things sorted tomorrow and it's great that EE can give you advice. Massive hugs from me xx
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Read but dont often post you are brillant have been at rock bottom with very ill child. So hard and i had family back up dont think I would have coped without it. Your brillant thinking of you xx
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thank you

    I realise I still didn't really make sense :o
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Getting here back to what it's for

    Weekly Out
    £99.10 to rent
    £25.60 to
    £15 Gas
    £15 Electric
    £11.40 Water
    £2.50 TV License
    £2.50 for phone credit
    £16 bus pass

    £33 court debt

    £3 Snack

    Leaves £25 for food/everything else.

    This is my proposed budget for now going forward.

    Taking some of the stress away. I want things to tick over while I focus on the smalls and other things. Be happier and just generally not feeling so awful all the time.
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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