“Rock bottom became the solid foundation on which I rebuilt my life.”

WannabeFree

06/01/19
Debt
Council Tax [STRIKE]£375[/STRIKE] £350 (£25 paid)
Rent arrears [STRIKE]£1545[/STRIKE] £1495 (£50 paid)
Credit card £150***

[STRIKE]Total £2070[/STRIKE] £1995

Bank balance £84.53*

Food budget £15** (33p spent)

*bank balance. Includes £88 I didn't have/expect when I did the budget So over the next 6 weeks £14.50 a week extra. Plus there is £5 for electric although I do think we will need to put this on before Friday

**Food budget is now £17 a week going forward Much healthier than the £5 it was

Credit card statement in. Was produced Friday and I missed the email Interest took me £13.66 over limit again so have paid this which I think covers the min payment but now I will be overlimit again next month when the £12 charge for going over the limit and interest goes on So will try and shuffle some extra to here before the next statement is produced. Back to £150 owing.

Sun_Addict

Glad things are sounding a bit more positive financially. Great idea about home schooling the youngest, knowing how meticulous you are you'd make sure she kept up. It would be so much better for her, bless her. My GD started school at 4 too, she started last September but isn't 5 until this July.

I love it how there is always someone who knows how to help on these forums

WannabeFree

Thank you SA. Your GD is similar to youngest age wise then I hadn't realised before. I am just reading AdventureWanted's diary

x

PositiveBalance

WannabeFree wrote: »

I feel the majority though she has picked up at home because she's only been at school for 27% of the time since September

That pretty much says it all; DD is learning at home and can continue to do so.


The only thing holding her back is that mum isn't confident in herself.


If only mum saw herself as we see her, she'd be signing DD up for her GCSEs in 6 months! :rotfl:

WannabeFree

This week I have a few things I want to get sorted.

I need to order youngest's script, can't be done over the phone so will call in after school run in the morning. I have offered to help a neighbour out with childcare for 2 hours in the afternoon. She has helped me with school runs for the older two when youngest has been bad so I don't mind. Quite nervous though

I also need to chase OT for the bigger pushchair. DD is very very near 18kg now so will be too heavy for her current one. Will then list her current one on eBay although I suspect it won't make much as it's been used a fair amount. It's in immaculate condition though. Don't think we have much else we can list to be honest but will have a look through DS's clothes as he's gone into the next size.

If anything does sell I will pay this off the credit card as I haven't got it in the budget at all so far.

We are having a real slow day today. None of us are looking forward to back to school tomorrow. We have made the countdown chart to the next school holiday and DD1's birthday though

x

WannabeFree

PositiveBalance wrote: »

That pretty much says it all; DD is learning at home and can continue to do so.


The only thing holding her back is that mum isn't confident in herself.


If only mum saw herself as we see her, she'd be signing DD up for her GCSEs in 6 months! :rotfl:

:rotfl: :rotfl:

Maybe that's the plan. Have her out earning in 12 months

I'm really considering it (The home ed not sending her to work :rotfl:)

teafor2

Afternoon Wannabe. I think you should give yourself more credit than you do for being able to home school DD. I don't think you'd have a problem at all and if you're really keen on the idea there's loads of help out there. Like a lot of people have said at this age it's definitely about learning through play and you would just grow into the role together as she got older. There's no strict curriculum or hours that you need to work to either - or there didn't used to be.

Hope you don't mind me saying but just a few things I'd think about before you make a decision. I know DD has health issues and hasn't been to school very much but does she enjoy going? Does she have friends that she looks forward to seeing and do you think she'd miss being with them? Would she miss doing what she sees her older brother and sister doing, getting ready for school, trips, taking part in concerts etc. Would her older brother and sister also want to be home schooled :eek::rotfl: Also I'm not sure what the situation is where you live with primary schools but places around here are like gold dust. If at some later stage you wanted to reintroduce her to school are you confident you'd get a place in a school you liked.

Hope you don't think I'm trying to put you off, I'm sure you've given all the above consideration but I know a child who was taken out of school and I'm not sure the parents gave much thought to the above. x

WannabeFree

Youngest hates school She cries near enough everyday I drop her off (even back in nursery doing half days) and it's ongoing while she's there. Sometimes they say she's been upset more than she's been okay Makes me feel worse for sending her so far. DS was just the same though when he was small. So I don't think she would be upset about not going. She has only been on the school trip in December, she's never be allowed before as they couldn't provide the support she needed. Again she had a lovely time when there but was really set on not wanting to be there.

Older two would probably say they'd want to be HE. However both have a really good group of friends. DS took a lot time to settle but the last few years he's stuck to the same large group of friends and is doing really well. DD1 loves school (probably just as much as being at home :rotfl:) So I don't think I'd have a problem with them two still attending school.

School places here aren't too hard to find especially really local both the school she attends now and the school I wanted her to go have quite a few spaces left. Should have been a 90 pupil intake for Sept 18 and currently only 64 pupils. So I don't think it would be too hard but that's not to say it would always be like that?. I would hope that once she's older she could attend school again.

Good things to think about though. Thank you

teafor2

Aww bless her. It's awful leaving them when they're upset. It's not unusual but generally within half an hour they've settled. It sounds as though it's definitely something to give proper consideration to. Like I said, don't undersell yourself. I don't think you'd have a problem at all. x

Toni'sfriend

I have offered to help a neighbour out with childcare for 2 hours in the afternoon. She has helped me with school runs for the older two when youngest has been bad so I don't mind. Quite nervous though

No need to be nervous. I've always thought that you would make a great childminder or nursery teacher. Think of it this way. The lady would not have asked you to look after her child if she didn't trust you and wasn't confident in your abilities. At the moment you're just not confident in your abilities but it'll come one day,

Better get back to the packing