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“Rock bottom became the solid foundation on which I rebuilt my life.”

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  • beanielou
    beanielou Posts: 96,636 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Our one also has a list of our current wants beside the drop of points.
    Also on Facebook :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    please-let-me-be-lucky wrote: »
    Do you use social media Rosa? I follow the local foodbank on Facebook and they often post what they are desperate for. Might save you the trip to ask Xx


    Oh good idea - I've just had a look and they don't seem to post, I suspect that together with asking for cheques rather than BACS their organisers are not computer minded!
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm glad you had such a good sleep last night, it does make you feel so much better. I hope you managed to get out for some fresh air.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Evening :)

    Thank yo all for stopping in :D

    We got out for fresh air, called in Iceland to get potatoes/bread/yogurts and milk. Also got reduced pancakes and eggs. Used 5 x £1 vouchers so only 33p spent in money :)

    Meal planned for the week. Need to bake some flapjack and oat biscuits tomorrow for pack lunches.

    Really not ready for youngest to go back to school to all the germs and her tears :( I wish I was clever enough to home educate her :o

    Smalls are all in bed and I'm sure I won't be far behind them. I think the more sleep I have the more I feel I need it :o

    Hope everyone has had a lovely day

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Good bargains there, Wannabe - well done! :)


    You would be very proud of Tidy Me today - I've spent today cleaning out, washing all the drawers of and listing the contents of my freezer.


    Now for the rest of the house! :rotfl:
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I love the feeling of it being done PositiveBalance. I realise it sounds so stupid because it's behind cupboards/in drawers etc and you can't see it but I just love it being done :o :rotfl: I have totally stupid thoughts. Like I like to know if I where sick or not here etc or needed someone to go in my house for something for the smalls I could say this in here etc and it would be in place :o

    We spent the night sorting craft tubs out and I've only just finished! But its all back into separate little bags and tubs now in bigger boxes and labels on :o and just knowing it's done makes me smile :rotfl:

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    WannabeFree wrote: »
    I love the feeling of it being done PositiveBalance. I realise it sounds so stupid because it's behind cupboards/in drawers etc and you can't see it but I just love it being done :o :rotfl: I have totally stupid thoughts. Like I like to know if I where sick or not here etc or needed someone to go in my house for something for the smalls I could say this in here etc and it would be in place :o

    We spent the night sorting craft tubs out and I've only just finished! But its all back into separate little bags and tubs now in bigger boxes and labels on :o and just knowing it's done makes me smile :rotfl:

    x

    I know what you mean. Knowing that The Smalls know where things are is no bad thing, but they are generally better at improvising than us oldies! ;)

    I used to be a lot more houseproud than I currently am, but I work 6 days a week most weeks (this week is an exception) so I don't get to be as spick and span as I would like, mostly. I've done a cupboard inventory at the same time and I'm glad as it means I can try to be a bit more efficient in using things up.

    Generally, I keep the house as reasonable as I can and say 'sod it' after a while. Like everything, I guess there is a balance: I don't want to live in a showhome where guests feel unhappy to leave a cup down, but equally I don't want it to be a pig sty either! :rotfl:

    I hope you get another good sleep tonight. x
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    As long as you do what makes you happy that's all that matters isn't it. I think the smalls wish I would just leave it sometimes :rotfl:

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    WannabeFree wrote: »
    As long as you do what makes you happy that's all that matters isn't it. I think the smalls wish I would just leave it sometimes :rotfl:

    x


    I'm sure my cat wants me to do a bit more, sometimes, so perhaps it isn't all determined by us! :rotfl:
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    05/01/19
    Debt
    Council Tax [STRIKE]£375[/STRIKE] £350 (£25 paid)
    Rent arrears [STRIKE]£1545[/STRIKE] £1495 (£50 paid)
    Credit card £150

    [STRIKE]Total £2070[/STRIKE] £1995

    Bank balance £98.19*

    Food budget £15** (33p spent)

    *bank balance. Includes £88 I didn't have/expect when I did the budget So over the next 6 weeks £14.50 a week extra. Plus there is £5 for electric although I do think we will need to put this on before Friday

    **Food budget is now £19 a week going forward :) Much healthier than the £5 it was :)
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
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