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“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
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Have a wonderful time at the panto.
Christmas films and picnic teas sound amazing. Don’t think badly of yourself for that, it’s great memory making XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
She's behind you:pI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I survived the Panto. It was actually really good. Really really busy though I've never been when it's been that full people where even sat on the stairs! I really thought I'd have to get up and leave my anxiety was awful
But I made it.
We took juice and biscuits so didn't spend a penny :A Smalls didn't even ask for anything which made it easier.
We where quite late home so had an easy dinner in the living room then straight into showers and bed. They are all tucked up now.
Counting down to school holidays. I love them being at home so much
This week we need to finish the Xmas cards, make placemats and table decorations for in the kitchen. I've dug out the tubes from foil and film rolls etc so they can make Angels/Santas and Snowmen. We have all the crafty things for these crafts. Will make it work with what we have. I want to do the handprint wreaths too.
Going to try and get some surveys done while I have a cuppa before I head to bed. Still no PA money hit Circle :cool:“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Glad you all enjoyed the panto. The first thing I do these days in cinemas/theatres etc. is clock where the fire escape is - just in case and because of what happened at Manchester Arena

Love your crafting ideas. I can remember cutting up egg boxes when we were little and covering them in tinfoil then threading through balls of foil to make bells for the Christmas tree. Great fun. Hope the money comes through soon from PA. x0 -
Glad you had a good time
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Glad you enjoyed the panto. I love the sound of your Christmas crafting. What wonderful memories of childhood your smalls will have.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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I'm glad you enjoyed the panto. Your DC must love the build up to Christmas because of all the lovely craft activities you do
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Glad you enjoyed the panto
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Morning
Hope all little ones are well and in school and that you have a good day. x 0 -
Evening,
Those on my social media will have see today has been awful. Our old dog has died today. We are truly devastated and to see the smalls is so upset and knowing there is nothing I can do makes me feel even worse.
It's their first encounter with death and I know some will think she was just a dog but I've had her since being 5 weeks old and as long as I've had children she's been by our side. Through everything.
Youngest keeps asking me when she's coming back and going to the window because she doesn't believe she's gone forever
So today has been awful. Not a NSD £105 to the Vet. Literally every penny we could scrape together.
I feel sick just thinking about waking up tomorrow and her not being here
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0
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