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“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
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Thank you beanie. I worry how I come across sometimes

We should manage budget wise for food and things. It's just the extras. Xmas is obviously a worry although deep down I know they will be happy with anything. We have been in this situation before but they have always had gifts of the small amount of family members we had and now I've cut them off they won't (although they haven't made the effort to contact us either)
I haven't done the Christmas lights
I've posted on freecycle for a tree so will see what happens. I feel really guilty taking/asking for things when there is so many people so much worse off than us 
I have the meeting with youngest's nurses/consultant etc tomorrow and I'm really nervous. We've had quite a few hospital and A&E visits since the last meet and I'm worried what this will mean med wise. She is already suffering side effects from what she already takes. I don't know why I'm posting this
I know there's nothing I can do and it isn't really MSE related
Sorry
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
It really doesent matter at all if it is MSE related at all.
Its your diary so post on your diary as you want.
I witter on on mine about my disability as it has an effect on me & an effect on my ability to be MSE.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Morning Wannabe. Just popping by to say I hope you're feeling a bit better about things today and that the nurse/consultant appointment goes well. x0
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Good luck with your medical meeting. You can post whatever you like on your diary, we don't mind. And you come across as a lovely person having a tough time but coping admirably
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Good luck with the appointment today XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Hope all goes well today:)I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thank you for all your replies.
Just having half hour with a cuppa before I go collect her from school.
I think we will put the lights and things up tonight. Can always switch them onto a tree if we come across one. It will make the smalls happier having something Xmas related up
Still feel very much on the very edge of the topping point but got to get on with it.
Hope everyone is well
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
I hope the appointment went okay.
Charity shops have small trees for a few pounds sometimes, have you looked for one there? I would definitely put the lights up, it will cheer you all up
. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Today didn't go too well. I'm not sure what else to say.
My heads in a whirlwind and I'm not sure what to do.“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Is there anything any of us can do to help?
PM if you prefer.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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