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“Rock bottom became the solid foundation on which I rebuilt my life.”

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Comments

  • jwil
    jwil Posts: 22,479 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad DD enjoyed her trip x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh dear that's a very tight budget Wannabe. Can you do surveys to bring in any extra?

    Glad littlest DD loved her trip so much :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • teafor2
    teafor2 Posts: 3,322 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Morning Wannabe, hope you managed to drop off eventually.

    DD's trip sound wonderful. Grandma took a family member on a similar trip when he was little and he still talks about it when we go down memory lane - he's now 32! so I'm sure it's something she'll remember forever. :)

    That word guilt seems to be automatically engraved onto our brains as soon as we become parents doesn't it. Your plans for Christmas sound perfect and spending time together is what it's all about. Books were always top of my list, you can't beat getting lost in a good story.

    Have a lovely day. :)
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Morning :)

    Thank you Jwil x

    Thank you HH definitely squeaky tight :o I will survey as much as possible it seems to be getting harder and harder to be eligible on a phone though :( I won't stop trying though! Nearly at £5 amazon on Ipsos and half way on Populuslive now and £9 to go on onepoll. Miles away on yougov probably be this time next year before I hit cashout on there :rotfl:

    Thank you Tea for2

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Morning :)

    Another day closer to Xmas, my smalls are so excited :o

    I hardly got any sleep! I gave up and got on the sofa in the end. All smalls in school (If youngest makes tomorrow in school which she should it's only half day for her) This will be the first week shes done 5 days in weeks! I've waved them all off on their school trip this morning and now I'm having a coffee and going to get on with cleaning and changing the beds etc. Lots to keep me busy (and warm!)

    I need to find out last years Xmas cards (yes I am one of those who put old ones up so it looks like we have more :o We don't really receive any other than the smalls from school) Which yesterday youngest was so pleased she got a card from someone. :o It's the little things :A

    Have a lovely day

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Afternoon

    Struggling today :o Feeling meh!

    Cleaning done though, waiting for school run time. I'm sure the smalls will cheer me up. I think we are going to make Christmas cards to each other this evening then we have some to put up. We still have no tree yet :o So I might put the lights we have up on the windows etc.

    No idea what to do for dinner :cool:
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 96,726 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So glad your DD enjoyed the trip so much.

    Blimey, your budget is squeaky cleen indeed :eek:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 96,726 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I take it you do get housing benefit to help with your housing costs?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Yeah Beanie my budget includes some help towards the rent


    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • beanielou
    beanielou Posts: 96,726 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Just checking.
    £125 a week seems such a lot.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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