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“Rock bottom became the solid foundation on which I rebuilt my life.”
Comments
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The rent arrears are 'joint' including the court costs.
It's me that would be made homeless though if the arrangement isn't stuck too not him.
He is helping in other ways right now though so I won't rock the boat.
I'm hoping to top it up with surveys and things. Although I haven't really done any for weeks!
“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
WannabeFree wrote: »I'm hoping to top it up with surveys and things. Although I haven't really done any for weeks!
You can do it! Don't pressurise yourself to do it at the cost of setting your health back, though. Easier said than done, I know. xI think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/220 -
I will do it
The last 8 weeks have been double tough. However the end is in sight and I can be back focused on the debt busting properly.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Bills to be paid in February
Rent [STRIKE]£226.14[/STRIKE] Paid
Rent [STRIKE]£226.14[/STRIKE] Paid + £12.5-extra
Council Tax [STRIKE]£45[/STRIKE] £20
Virgin [STRIKE]£70[/STRIKE] Paid
Electric [STRIKE]£80[/STRIKE] Done
Gas [STRIKE]£60[/STRIKE] Done
Bill 1 [STRIKE]£105[/STRIKE] Paid
Bill 2 [STRIKE]£130[/STRIKE] Paid
Bill 3 [STRIKE]£25[/STRIKE] Paid
Bill 4 [STRIKE]£100[/STRIKE] Paid
Bill 5 [STRIKE]£40[/STRIKE] Paid
Bill 6 [STRIKE]£40[/STRIKE] £10
Bill 7 £135 (3rd March)
Expensive month then.
Birthday gifts (Done)
School trip DD (Paid)“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
February Goals [/B]
Debt
Rent arrears [STRIKE]£3067.28[/STRIKE] £3042.28 £25 Paid
Council Tax [STRIKE]£1350[/STRIKE] £1325 £25 Paid
Money
Grocery £40/£100
To do list
[STRIKE]7th - My birthday Eat cake with the kids[/STRIKE]
[STRIKE]10th - DD at friends party[/STRIKE]
[STRIKE]13th - Stay and play[/STRIKE]
[STRIKE]16th - Non uniform £6 (school finishes for half term) [/STRIKE]
[STRIKE]17th - DD birthday & party [/STRIKE]
2nd (March) - Book day dress up & Stay and play
2nd (March) - DS birthday
4th (March) - DS party
8th (March) - Youngest birthday
Will add school things in.
Lots of appointments. At least 4 a week for me and littlest ones.
Spends planned
[STRIKE]Buy the Kettle![/STRIKE] :j Done finally
[STRIKE]Birthday party[/STRIKE] (Done
)
Make/Buy sweet cones Done
[STRIKE]DD birthday gift[/STRIKE] Done
[STRIKE]DS birthday gift[/STRIKE] Done
[STRIKE]Littlest birthday gift[/STRIKE] Done
Spends
£20.82 Card shop online :cool:
£16.25 Sweet cones
£6 Unity bands
£30 Cakes
£4.40 Coffee
£1 DD's friends card
£10 into that card
£1 Cake sale at school
£11.50 DD trip
£45 School shoes
£26 Pack lunch boxes
££ Taxis..“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Afternoon
Not a NSD.
£45 on school shoes
£26 on lunch bags So mse :rotfl:
Spending the day sorting clothes and toys! :cool:
Hope everyone's well
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Hello. W. You're doing well. How are you feeling?Have adventures. laugh a lot and always be kind.0
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Have a good day x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Plodding along.
The house is making me really fed up So I'm sitting on the bed sorting things out in the girls room and then I'll move on to DS.
x“Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”0 -
Dont do too much.
Good news on the debt reduction.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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