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The Edcawber Principle
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Suffolk_lass wrote: »You do know you are bonkers, right? Half Marathon? :eek:
Double bonkers - I've had 4 years "off" :rotfl:Hope you get decent weather the 'morra.
Enjoy!
As long as it doesn't chuck it down I will be happy!0 -
Wow. Best of luck, edinburgher!2023: the year I get to buy a car0
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Wow. Best of luck, edinburgher!
Yes, best of luck! It's on the TV down here - I will wave you past :wave:Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0 -
I finished, I didn't stop, I'm exhausted! :rotfl: Fitb1t steps for the day were in the region of 32,000!
£35x paid off CCs today (a couple of regular payments and £266 found by slashing some of our pots to the bone). It's getting there - I believe every single one of our CCs is now under 60% utilisation, total utilisation is something like 45%.
I took a half day and retrieved the car. Starter motor has been replaced. They serviced it at the same time and gave it a wash and a hoover to boot
You really know that you pay too much for new cars (even the cheapos) when they treat you this well 
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Well done! No wonder you are exhausted. We keep having the 0 emissions £0 VED discussion re a small electric shopper to replace DH's petrol commuting car when he retires next summer. I know what you mean. They are all just so expensive and the technology is still relatively immature, meaning a toddler is likely to be like a human one (troublesome and expensive 2-3 year old) Loads of the three-year contract replacements on the forecourts mean they are all superficially attractive.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0 -
Well done on the run :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Suffolk_lass wrote: »Well done! No wonder you are exhausted. We keep having the 0 emissions £0 VED discussion re a small electric shopper to replace DH's petrol commuting car when he retires next summer. I know what you mean. They are all just so expensive and the technology is still relatively immature, meaning a toddler is likely to be like a human one (troublesome and expensive 2-3 year old) Loads of the three-year contract replacements on the forecourts mean they are all superficially attractive.
Is there any particular reason electric appeals? Rising cost of fuel? Good natured hippy thoughts?Well done on the run :j :j
Cheers beanie 0 -
I had made a wee miscalculation with my CCs (the balance on the largest card minus the regular payment due this week was *just* above 60%). A fan of even numbers like all MFWers, I have paid an extra £1 to tidy this up
Another regular payment has gone out as well, so total debt has now passed under £18,000 and total credit utilisation is under 45%.
It's a slog.0 -
It is a slog indeed but worth it in the end.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Under 18k is fab as is under 45% utilisation.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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