The Edcawber Principle

themadvix

That's great progress Ed - can see why you'd feel much happier now!

edinburgher

The world is frickin' melting! :eek:

Have bought a sprinkler for £5.99, the simplest garden tool I have ever used :j

A_Frayed_Knot

edinburgher wrote: »

The world is frickin' melting! :eek:

Have bought a sprinkler for £5.99, the simplest garden tool I have ever used :j

Don't worry, it's to be much cooler tomorrow - 25 degrees instead of our sweltering 31.6 degrees we had today

Debsnewbudget

Enjoy running in and out of the sprinkler with dd
My two still remember doing that with their grandad over 20 years later

Suffolk_lass

Every time you make a random reference to another bit of gardening equipment I have a little involuntary chuckle as I recall your post that railed against gardening in general and yours in particular. Happy days with a sprinkler over here too!

shangaijimmy

Our garden was awash last night with water pistols, water balloons and these splat bombs from a catapult! Needless to say the dog wasn't impressed!

edinburgher

Suffolk_lass wrote: »

Every time you make a random reference to another bit of gardening equipment I have a little involuntary chuckle as I recall your post that railed against gardening in general and yours in particular. Happy days with a sprinkler over here too!

Luckily I have found that a little bit of regular gardening avoids the horrendous full day jobs that I had to complete when we moved here!

edinburgher

I am a silly billy. Went into unauthorised overdrafts on both of my current accounts because I paid my whole wage off a CC and forgot that all of my DDs would come off the day before I next get paid

Hey ho - Mrs E bailed us out and it will be back to normal tomorrow.

Suffolk_lass

I did something similar when I ordered euros, thinking I would have been paid by the time I collected them. It did not cross my mind that the payment would go with the order!

edinburgher

Good to know that these things happen to other people too :rotfl:

The first payday of the month has arrived (woohoo), shuffling has commenced and God's in his heaven

This month actually sees quite a bit of financial news:

• DD moves to her LA nursery next month and because fees for her current nursery are paid in advance, I already have a sufficient balance to pay for these. I've put my vouchers down from £220/4 weeks to £1/4 weeks. While this sounds like quite a change, I think it works out at roughly £130 more salary (after the effects of tax, NI and student loan). Still, that's an 8% pay rise :j
• Our mortgage lender has updated our valuation using HPI. This takes us to c. £212,000. Good news as we paid £215,000 and I think they're probably lowballing by tens of thousands. More importantly, it dropped our LTV by 5% overnight (now at 80%)
• I completed another referral for RateSetter (well two actually, but no idea who the second one was for)! The money from these has made its way to my account, it all helps
• June was a low point in terms of spending restraint for 2018 and it was still miles underneath the trendline for our spreadsheet that tracks spending since 2015 :beer:
• A couple of regular CC payments have taken me down to under 49% credit utilisation