The Edcawber Principle

wishingthemortgaheaway

If you 13 pay packets a year, I assume you are paid every 4 weeks then?
A nightmare if you are not a budget person, but lovely if you are....

edinburgher

Yes, I'm not a fan! Until I was 15, my only source of income was pocket money (weekly). I then got a part-time job, again weekly pay. Then from 16 onwards, I've been paid monthly. It is very hard to adjust after nearly 20 years of monthly pay + Mrs E is still paid monthly :eek:

wishingthemortgaheaway

Monthly does seem to work better for the way our world
Is run. I'm sure there is some reason why 4 weekly pay existed and still does.

Greying_Pilgrim

wishingthemortgaheaway wrote: »

Monthly does seem to work better for the way our world
Is run. I'm sure there is some reason why 4 weekly pay existed and still does.

I wonder if it is a social equality measure? CHB and child tax credits are paid 4 weekly too? No '5 week' months, which can sometimes cause hardship? Just a guess, no insider info.



When I worked in local government, we were paid monthly - although one authority was 'end of the month' and when I moved, the new authority was in the middle of the month - which needed an adjustment of thinking for a while!


Greying X

SuperSecretSquirrel

edinburgher wrote: »

I only get sent vouchers for very high order amounts (think £90-100). I couldn't afford to spend £100 in Waitrose excluding booze :eek:

In any case, it's a pain in the posterior to have no notice of this until you get to the checkout and then discover it in 2mm? high print on the back of the voucher. It's a fairly significant change, you'd expect perhaps a sentence or two in the voucher mailing to call it out.

Done now, but I'll no longer be able to shop there unless I empty the freezer beforehand.

Sounds like they've taken advantage of the law to push their already ridiculously high upselling threshold even higher... That £90-£100 would net a couple of weeks shopping from Lidl, and that includes weekly steaks and roasting joints!

I'm all for paying more for something that's worth it (our meat tends to come from the local butcher for example, only slightly more expensive, but well worth the extra, and then some) - but if this booze exclusion means an effective 10%ish hike in Waitrose prices, it's worth considering if they're really worth it

edinburgher

I'm all for paying more for something that's worth it (our meat tends to come from the local butcher for example, only slightly more expensive, but well worth the extra, and then some) - but if this booze exclusion means an effective 10%ish hike in Waitrose prices, it's worth considering if they're really worth it

As you'll be aware, I'm a big fan of my yellow and organge sticker bargains, but I'm starting to feel more concerned about the quality of what we're eating and what has gone into what we're eating. My local supermarkets don't offer many organic options, which is where Waitrose excels. I don't care about the "brand", but I like what they sell.

AlexLK

No greengrocers, butchers or farmer's markets that side of the border, Ed? We tend to avoid supermarkets whether they be Aldi or Waitrose but the food we purchase is fresh, locally produced and good.

If I were budgeting for four-weekly pay (sure you don't need my ideas, though ), I'd work out the total amount over the year divide by 12 and pay myself on the 28th of every month. E.g. 13 payments of £1,000 = £13,000 / 12 = £1,083.33, transfer £1,083.33 into appropriate account on the 28th and you can budget on a monthly basis as you are being paid monthly.

edinburgher

Alex, in the nicest possible way, you live in another world

I don't know a single person who lives in a city and manages to "avoid supermarkets". The other thing about cities is that there are precious few farms

Why is buying sustainable British (where possible) produce in a supermarket a bad thing? I don't think we can all live the rural idyll. Yes, our food miles will be worse, but folk in rural locations must burn a tremendous amount of fuel getting to and from their houses, will often use oil (as opposed to cheap and efficient natural gas) and in many cases live in less environmentally friendly housing.

edinburgher

In any case, I know Alex was just talking about a different sort of life, I'd love to live in the country and have the option of farm to fork dining. The older I get, however, the more I realise that I'm a city boy at heart!

I have put through a few Am@zon subscribe and save orders for staples like bulk laundry detergent, almonds, chopped toms etc. Unfortunately my stash of vouchers purchased on the last Morris0n's deal has basically been used up. The fact that we can get through £1k of vouchers shows me that we are heavily reliant on them as a company, which doesn't surprise me all that much. The vouchers have been used for groceries, toiletries, home maintenance stuff, gardening equipment, presents and treats (in that order). I still remember ordering CDs from Am@zon as a child on a one colour mobile phone screen - they'd show up a week later if you were lucky! :rotfl:

My credit report has been updated for the month and remains static. It's a shame, because you feel like paying £8-900 off of your cards should make a difference! Hey ho, better paid off than sitting around my neck like a millstone.

Looking after DD today, so planning some cheap fun. I'm thinking an Ike@ breakfast, a trip to D0bbie's to look at pets and plants and a trip to the park in the afternoon. DD is getting a haircut tomorrow and we're thinking about going on a canal boat trip at the weekend, so it will be a little spendy...

AlexLK

Not sure how sourcing and eating good food has anything to do with the fuel consumption of a household? In fact, I'd recommend you get in your car, take a drive and find some fresh local produce out of the city. Better still, buy yourself a classic sports car, get the roof down on a sunny day and enjoy the scenery. Your daughter will love it and see where her food comes from in the process.

I've never quite got the point of Amazon but the vouchers look worth having. How do you get them?

Has the report remained static because you're just paying interest and the amount owing has not decreased? Or are you talking about the score itself? If so, I wouldn't be too concerned about the score unless it's really bad.

Hope you had a good day with your daughter.