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The Edcawber Principle

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  • edinburgher
    edinburgher Posts: 13,867 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 22 May 2018 at 9:45AM
    Back to reality!

    Stately home visit was lovely, a fascinating slightly tumbledown place stuffed with artifacts and history in a beautiful setting. A great mix of old and new. We had a great time with family and there weren't too many disagreements among the group, which is impressive for a gathering of 20+

    Lots of lovely food and drink and I'm back on better behaviour as of today :D

    We spent yesterday trying to catch up with real life chores etc. and I am knackered. Now that the lawn has started to grow again I'm tackling the dandelions and managed to knacker a weed puller in an hour :mad: Sending it back for a refund as it was the first time I'd used it.

    Also started to reset DD's sleep expectations last night and it went relatively well (up twice, but back in her bed by 01:30 for a 5 hour spell). Probably in bed for 10 of 11 hours).

    Finance stuff:
    • Day-to-day spending CCs cut up (I'll keep the account open as it positively affects my credit utilisation)
    • £839.34 paid off 2 CCs (only 2/6 CCs are now above 60% utilisation)
    • Nursery fees paid
    • £0.83 OPed (you can't fire me!) :rotfl:
  • edinburgher
    edinburgher Posts: 13,867 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I am a plum! The £839 I paid off was money from my May wage, which was intended to pay for June's living expenses :eek:

    Luckily I have a regular saver maturing shortly, so I will hopefully not be short :o

    It looks like it will take more than one month to get used to "in advance" budgeting.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Oh Ed! That must have been so disappointing, when you realised! At least you've actually got the money ... you plum :D
    2023: the year I get to buy a car
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Plum :rotfl:
    Sorry.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Advance budgeting is hard!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Suffolk_lass
    Suffolk_lass Posts: 10,290 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Better than being a prune, however (as in the older more wrinkly version)
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • edinburgher
    edinburgher Posts: 13,867 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The first has rolled around and after my accidental plummery of May, I have no spare money :eek:

    I do, however, have:
    • A beautiful daughter who is learning to use the toilet!
    • A gradually rising NW
    • Fully funded bills and budget lines for the month
    • A credit score well above the national average, but slightly below the local average (which seems fair enough)
    • A little spending money
    • Delicious and nutritious food

    I am currently applying for a promoted post. It's a bit of a departure from what I do now, so I'd hope for an interview, but not necessarily for the job ;)

    Looking after DD today, about to drag her away from the tablet. I'm reverse searing a small joint of organic beef, I'm also defrosting a lamb shoulder to slow roast and I have made a hearty batch of HM sauerkraut. My weight hasn't doubled or anything, leftovers to be frozen!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    How lovely.



    And toilets are good, too :)
    2023: the year I get to buy a car
  • VDOT47
    VDOT47 Posts: 277 Forumite
    How do you reverse sear a joint? Stand with your back to the hob??
    Original Mortgage (Feb '17) £269,995
    Current Mortgage (End 11/19) £226,790
    End Date November 2039 Original End Date February 2042
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Loving your positives :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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