The Edcawber Principle

edinburgher

beanielou said:

I bought a toilet seat with nectar points recently! 
Unfortunatly 'twas broken 

@beanielou - that would have made a wonderful Johnny Cash song 

I have sold c. £2,500 PB. Plan is to combine this with insurance payout and trimming to get budget balanced and 30+ days age of money in YNAB (aka one month emergency fund).

Suffolk_lass

edinburgher said:

beanielou said:

I bought a toilet seat with nectar points recently! 
Unfortunatly 'twas broken 

@beanielou - that would have made a wonderful Johnny Cash song 

I have sold c. £2,500 PB. Plan is to combine this with insurance payout and trimming to get budget balanced and 30+ days age of money in YNAB (aka one month emergency fund).

Ha! I can hear that now in my ear...

Does YNAB let you deposit money as well as accounting for how you use it?

Not sure if you read my intermittent ramblings but my bank card was stopped yesterday - After two transactions in short order at premises two and a bit hours drive apart, I was stopped from using contactless in the butcher and prevented from even using pin in Coop. The thing was, I visited an outdoor market (fishmonger from up the coast, baker from inland town in the opposite direction) and did not have cash - it was my first solo market trip in over a year. It meant I did not get fuel so I am mostly driving on the fumes. 

SuperSecretSquirrel

Hi ed, been away for a while and spent the last  couple of days catching up on diaries... Late to the chat but a FIRE thread in MFW sounds good to me! I agree the feel of this board is much more comfortable than some of the others, I've been mortgage free for three years now, but this is still my home! I still take part in the MFiT challenges (setting a savings goal not a MFW goal), I still have a diary here, and a community chat thread would round things off nicely!

ajmoney

I like the idea of a FIRE thread although I think that challenge is definitely beyond my grasp.  I find it all a little intimidating and would be more likely to get involved in the MFW area although it would probably still be way over my head for me to understand.

SuperSecretSquirrel

I see FIRE as very much an incremental / spectrum kind of thing AJM... If you have a "pay down debt" and "repay mortgage early" mindset, you're likely to have some "financial independence" tendencies too. It doesn't have to be a blistering sprint to retirement (which feels a bit like the American way of doing things to me). At its heart it's really just a case of saving, and probably a little investing in ISAs and/or pensions, and keeping an eye on your personal level of inflation. All things that a lot of MFWers already do as a matter of course, and nothing to be intimidated by ☺️

edinburgher

@Suffolk_lass - how annoying!

@SuperSecretSquirrel - the thread is up and running "FIREside chats" - you'd be a welcome visitor as you are very much living proof that FIRE works

I am heading back to the vets as we now need a second, inflatable collar to put behind the cone of shame to stop the cat worrying her wound. I can't really be ***** with any further expense, but the odd £20 here or there is vastly preferable to a failure of the wound to heal and further surgery! Just as well really, we have almost run out of toilet roll, which seems a little comic in Covid times and we have a wee Home B@rgains just across the road from the vet.

I will start cooking the Easter ham as well and maybe think about cutting the grass...

Karmacat

I just found the thread and bookmarked it will be saying hello in a bit.  

The cat's still faffing about?  Norty puss - and yes, preventive wotnot will hopefully prevent future expense.  

I'm horrified that you've almost run out of toilet paper  we may have to throw you out of your own club 

edinburgher

Very norty! £16.76 for an inflatable collar, she looks a right prat

Luckily HB now sell a comedically large 32 roll pack that should do us for a while - it's the size of a medium suitcase...

greent

I always buy packs of 32 toilet rolls - and when I open 1 I buy another (32 C*shelle from Icyland = £11) - but as a family of 6 and we've mostly all been home we soon get through it!  

Off to find FIREside chats...

edinburgher

@greent - I think it's about £6.50 for 32 triple ply N1cky. I don't like the fact that it's perfumed, but it's not horrendous and it is triple ply...