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The Edcawber Principle
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I presume you have looked at google sheets and docs? - also, you should be able to buy an educational licence because Miss E is school age - I can't quite remember the price differential but essentially about 10-15% of the grown-ups price for Microsoft Students.
How is the diet going?Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here1 -
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Back to work and I just about remember how to do it
Today is the start of our financial month and everything goes fairly well. Mortgage is out, we've both got our pocket money, I got petrol and a tenner out of the cash machine (DD's pocket money for the month) and was rather pleased to find some 90% off YS tuna steak in Mr M. I've also made our regular donation to the Trussell Trust and have made a few small additional contributions to savings and investments (not masses, £120 or so). As well as that, today saw £50 going into one of our regular savers and another £25 into PB.I also managed 10k steps and much healthier food than yesterday's lots of crisps...*Edit: Ooh - and it's time to report my Feed in Tariff reading of mega solar power. At this time of year it's normally about enough for a bottle of whisky... if it's cheap whisky... and it's on offer. Mustn't grumble.3 -
A pretty decent weekend all things considered. Good family time, good food, a bit of exercise. DD has a wee cold, just a snuffle and a sore throat, usual kids back to school stuff.
I am finding the daily finance updating a bit much, so have decided to change to once a week. £175 of PB bought to cover next week, budgets trimmed etc. I get paid on Tuesday.
Zonked, so if you'll excuse me I'm off to finish my movie3 -
Weekly updates at this stage of your finances sound absolutely appropriate. Great number of PBs there too! Excellent.2023: the year I get to buy a car2
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@Karmacat - thanks - looking forward to my first win!
Got my FIT statement today, the princely sum of £32.24 is winging its way to my current account. I have paid £16.12 of this into my SIPP (as per 50% of windfalls rule) and the gummint has topped it up to £20.15. I am deferring my pension gratification like a boss
Went into town to pick up a work mobile phone today, it was the first time I'd been to Glasgow in 50 weeks. It was eerie, a hollowed out, post-apocalyptic vibe. I managed to find a nice coffee shop serving out of a window and it felt a tiny bit more normal, but I feel that the sooner we get back to some degree of normality, the better. Something entirely wrong about a popular coffee shop with one member of staff (would normally be 4-5) and no customers.3 -
You should have gone last night Ed, sounds like it was a little busier then 😳Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
Doing my finances in advance so we can spend more QT as a family for Mother's Day. Budgets trimmed, £175 of PB bought, should be little financial activity until the 21st now.
A horrible week at work, enervating, repetitive and time wasting requests. Trying my hardest to appreciate my weekend now that it has arrived2 -
Absolutely, the weekend must have become very precious once again. Enjoy2023: the year I get to buy a car2
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Gosh FIT positive in winter, that is something. I am back in the world of the living after a bit of a bad reaction to my vaccination on Tuesday (good for weight-loss though) and did an energy comparison yesterday. We were with Yorkshire Energy until they ceased trading in early December. After putting our actual energy readings in for the last year (electricity only mind) there was one supplier offering a £30 p.a. saving (a new one with no customer rating) on a variable tariff and everyone else was more expensive. I put my meter reading in to the Scottish Power Account we have been moved to (now the credit balance from YE has been added) and we were £300 down so I pushed that as a cash payment to the account. Bit of a b****r as no DD was taken in Dec or Jan and that would have covered it. No wonder I was feeling a bit flush! - Sorry to hijackSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here3
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