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The Edcawber Principle
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£82.80 paid off a CC yesterday, will need to do another payment today. Just broke the back of a two day work task, so will see how the bank balance is after I finish printing it.
We are going to have a mini break in Edinburgh round about Easter time, we have found a cheap Premier Inn, so can afford it from our pocket money. I'm thinking family friendly fun on a bit of a budget
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A mini break is always good~~especially in Edinburgh
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I feel like our freedom has been kicked in the goolies.
One of our hoped for windfalls for this year has been holed below the waterline somewhat as it will be 1/3 of the expected amount (possibly less). I am irritated as Mrs E has miscommunicated something fairly critical.
Hey, I guess my pipe dream of clearing all the CC debt this year won't be happening.0 -
edinburgher wrote: »I feel like our freedom has been kicked in the goolies.
One of our hoped for windfalls for this year has been holed below the waterline somewhat as it will be 1/3 of the expected amount (possibly less). I am irritated as Mrs E has miscommunicated something fairly critical.
Hey, I guess my pipe dream of clearing all the CC debt this year won't be happening.
Sorry to hear that
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
£3.58 paid off a CC.0
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That sounds a bit cryptic. It is always disappointing when expectations are not met. You are going great guns at reducing that CC debt though - You were only saying a month or two ago that you were approaching the £17ks.
I do my final work trip tomorrow, meeting my boss at some offices 50 miles away for me to return my laptop and cables, passes etc. Two weeks in to no commuting and I recommend it - albeit I seem to be quite ill. DH thinks I am sleeping off the stress. I think it is more like a chest infection, that was looking like pneumonia at one point but I am on the mend now. A few lovely thank you notes to write to pass on to him (people say the most extraordinarily generous things when you leave). I will stop wittering...Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here0 -
edinburgher wrote: »I feel like our freedom has been kicked in the goolies.
One of our hoped for windfalls for this year has been holed below the waterline somewhat as it will be 1/3 of the expected amount (possibly less). I am irritated as Mrs E has miscommunicated something fairly critical.
Hey, I guess my pipe dream of clearing all the CC debt this year won't be happening.
Sorry to hear, disappointing to have a blow like that to your plans
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Suffolk_lass wrote: »That sounds a bit cryptic. It is always disappointing when expectations are not met. You are going great guns at reducing that CC debt though - You were only saying a month or two ago that you were approaching the £17ks.
I do my final work trip tomorrow, meeting my boss at some offices 50 miles away for me to return my laptop and cables, passes etc. Two weeks in to no commuting and I recommend it - albeit I seem to be quite ill. DH thinks I am sleeping off the stress. I think it is more like a chest infection, that was looking like pneumonia at one point but I am on the mend now. A few lovely thank you notes to write to pass on to him (people say the most extraordinarily generous things when you leave). I will stop wittering...
Hope you feel better soon, nice to be appreciated too but hope you also felt appreciated when you were working there?0 -
Suffolk_lass wrote: »That sounds a bit cryptic. It is always disappointing when expectations are not met. You are going great guns at reducing that CC debt though - You were only saying a month or two ago that you were approaching the £17ks.
I do my final work trip tomorrow, meeting my boss at some offices 50 miles away for me to return my laptop and cables, passes etc. Two weeks in to no commuting and I recommend it - albeit I seem to be quite ill. DH thinks I am sleeping off the stress. I think it is more like a chest infection, that was looking like pneumonia at one point but I am on the mend now. A few lovely thank you notes to write to pass on to him (people say the most extraordinarily generous things when you leave). I will stop wittering...
Apologies for being mysterious, it's a work thing and suspect Mrs E obliged not to discuss specifics! We will get there, it is tough being the finance bod in a family sometimes, doesn't it?
I am very pleased for you, the sunlit uplands will seem far warmer when your health improves
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I'm sure you are right. Unfortunately at the moment, we have that rare commodity, snow, all over the uplands and the lowlands, even here in the East. I am hoping my car covering melts before I need to take it out!Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here0
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