We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Edcawber Principle

Options
1…106107109111112…244

Comments

  • edinburgher
    edinburgher Posts: 13,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The outcome was we moved house ;)
  • beanielou
    beanielou Posts: 95,474 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your weekend :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • edinburgher
    edinburgher Posts: 13,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    beanielou wrote: »
    Enjoy your weekend :)

    Cheers Beanie - the rugby was a bit meh - at least we won, eh?

    I have now finished buying Mrs E's Christmas presents. She has a bottle of perfume, a new handbag and cashmere bed socks from the White Company :eek: I didn't even realise that was a thing! She tried to cheap out of them and say that the money would be better spent on x, y and z other little presents, but I managed to talk her round :D She deserves a treat. Anyway, total cost was just over £100 and a few stocking presents that I will cover from my pocket money.
  • edinburgher
    edinburgher Posts: 13,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Goodness gracious! We have more money in our current account than is required for the month - I believe that is called a sur....plus?!! I've heard of such things, but never thought I'd see one in the flesh - like a unicorn - or a drunk Scottish rugby fan being respectful of the England kicker :rotfl:

    I have paid £90.48 off a CC - new total -£16,899.99 :cool: I will also lift another £30 in cash for our emergency fund and this still leaves another £20 or so "spare".
  • Suffolk_lass
    Suffolk_lass Posts: 10,270 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Woohoo you! That is brilliant. I always have to leave myself feeling poor after the budgeting, so I don't get drawn into spending without thinking. I describe it as my complacent smugness filter. Not a good thing. Somehow, by actually accounting for it the money stays long enough to pay the bills and keep it all ticking along. I so wish I had done this years ago.
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • edinburgher
    edinburgher Posts: 13,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    £1.49? paid off a CC.

    Work had been going very well, we were successfully clearing a huge backlog of work, only to receive an additional plethora of requests this morning that will effectively undo a fortnight's effort. Bother! :eek:
  • beanielou
    beanielou Posts: 95,474 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Totals looking good.
    Boo to work.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • edinburgher
    edinburgher Posts: 13,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    beanielou wrote: »
    Totals looking good.
    Boo to work.

    They are starting to look more manageable, now less than 6 months family wages in debt. Take off the value of the car from that (not that we're selling) and it's less than 4 months family wages. Plenty more to do :think:
  • beanielou
    beanielou Posts: 95,474 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    edinburgher wrote: »
    They are starting to look more manageable, now less than 6 months family wages in debt. Take off the value of the car from that (not that we're selling) and it's less than 4 months family wages. Plenty more to do :think:

    But they are coming down & that is the main thing.
    Mine seem to be stuck :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • edinburgher
    edinburgher Posts: 13,840 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    beanielou wrote: »
    But they are coming down & that is the main thing.
    Mine seem to be stuck :(

    We have been blessed with some real advantages and relatively few real challenges Beanie, you have had some adversity to overcome! We'll all get there. For my part, I am determined to do so because I want to see life after debt :)
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture