📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Best put on my big girl pants! my saving for a deposit diary

1…3738404243…52

Comments

  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    I've just been paid wages that I was owed from. The other week.

    So I've transferred £100 (all of it plus a few pounds i had spare in the account) to our LISA .

    So the year ends with

    £700 in Lisa
    £5000 in emergency fund
    Debt free

    the money for next month's bills ready in account.
    And £400 up towards febs bills

    I think we can call this year a mission complete :)
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Also morning of day 3 no smoking and it's going okay ... So far so good
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Oh we also have
    £246 bricklane
    £150 in help to save + 75 bonus
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    £16,300.00p to go. (not including help to save or bricklane)

    £15,904.00p to go including help to save and bricklane)
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Morning everyone. Happy new year to you all.

    I've been to see nana and dad this morning. We were going to do a food shop but Aldi was closed so I stopped at Tesco express and got. The Essentials to see us through today and tomorrow.

    £5 spent.

    I've updated the budget sheet.
    Tomorrow I'm at work all day so will be a NSD.

    I'm still going strong with my vape (day 4). It's getting easier as the days go on.

    Tomorrow will be the tester in the smoking shelter at work.

    I must remember to take something to eat with me tomorrow.

    We stayed up to see the new year in so a little tired today.

    Will do some more of my diploma later.

    Have a good day everyone :)
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Paid £50 into help to save account
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Our first target.
    Save £1360 by end of January (not including help to save)
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Partners gone to the shop for electric .amd milk told him not to get any extras.

    Will be doing a food shop later.

    I have zoflora I've been watering down into a spray bottle to clean with.
    Will be using up all the cleaning products I have before I buy anymore.

    Will go to Aldi later armed with my list and calculator to ensure we don't go over budget.


    Success.. he just got electric :money:
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • mumof3.12kindebt
    mumof3.12kindebt Posts: 1,474 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Oh also I'm 6 days smoke free :)

    I've been using my vape .
    June 17 £16,000 debt ~ nov 18 DEBT FREE •June 21 £16,308 debt / july 22 debt free •Original mortgage free date 01/06/2059 current mortgage free date 01/05/2046
  • Youthgonewild
    Youthgonewild Posts: 169 Forumite
    Fifth Anniversary 100 Posts
    Well done, you are doing great! I might need to invest in one of those vape things.
    Mortgage balance October 2015: £99875 Mortgage balance June 2023: £69999.40
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture