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"Isn't it nice to think that tomorrow is a new day with no mistakes in it."

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  • The spa day sounds good.  I wish I had been there!
    oh, wait...

    All this talk of pensions has been really inspirational, much appreciated.
  • redofromstart
    redofromstart Posts: 5,807 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    The home deliveries sound v sensible, as does growing stuff.  Do you still have seeds for sprouting?
  • greenbee
    greenbee Posts: 17,736 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No sprouting seeds anymore. Not sure where the sprouting jars are either. I stopped doing that and the yogurt when travel got silly... clearly I need to rethink. 
  • greenbee
    greenbee Posts: 17,736 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lots of changes in the last week, for all of us. And I still haven't descaled the iron... 
    I'm still in isolation as I still have a temperature (at least, I did yesterday). It did go down briefly on Thursday, so I nipped out to the little Tesco which was chaos. I didn't buy much - just some salad stuff, biscuits and chocolate. However, given that the milkman struggled to provide veg last week and now has none available (nor eggs), Abel & Cole are restricting their veg boxes and I can't get a supermarket delivery slot at all, I'm regretting not using the breaking isolation to do the rounds of all the local shops and stock up properly! I may be eating some interesting meals if things don't resolve soon.

    In the light of the current situation - the need for long term social distancing, the likelihood of significantly reduced work travel, stock market chaos, even lower interest rates (and I have 4 years left on my fix - that was a mistake!) etc, and the recent changes to pension rules, I've had a rethink. My employment is (relatively) secure, and I can work from home. So while I plan to leave my emergency fund alone just in case I need it, I'm going to try to use the next few months to get a lot of things done. So I've agreed the kitchen plan and had the quote through - I'll pay 1/3 on Monday and then they can do the drawings and we can start tweaking. Once we have the drawings I can work with the builder to get the fitting booked in and check what else needs doing before he starts. 

    I also plan to put some more effort into getting the garden sorted out - I have a hard standing that I'd planned to put a greenhouse on, but it did't happen (partly because the 2nd hand greenhouse was really too ancient to put back together - I still have the glass though!). I need to do some sorting out of compost bins and the inspection cover for the sewage outflow (which one of the tree surgeons stood on and seems to have damaged), and then I can order a greenhouse - it'll need to be one that includes installation. In the meantime, I have masses of seed trays, a small amount of compost and a few packets of seeds, so can get things going.

    Once my temperature is gone, I plan to isolate for a bit longer (having made the mistake of going out on Thursday) and then go to see my mum. Once I've visited her, I'll take the risk of going shopping (assuming shops are still open and they have any food!) and hopefully also pick up the rest of what I need for the garden. I really don't want to use the big chains, but from what I can tell, people are still not getting the distance message, so going out doesn't appeal much. Given how precarious things are going to be for so many people, I'm trying hard to find local businesses for the things I need to buy or get done - I have the savings, i'm going to be home, so now seems a good time to do it. 

  • Jessy103
    Jessy103 Posts: 2,222 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Good luck with the house and garden, greenbee! I hope your temperature goes down and you are well again soon x
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • greenbee
    greenbee Posts: 17,736 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks @Jessy103
    I've just got zoom working for my mum, so we can do family video calls. 
  • juliejim
    juliejim Posts: 7,943 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope you're sorted soon x
    NST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
    MBNA £5500
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