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  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A_T said:
    We tend to think we've been in an equity bull market but if you'd put the same lump sum in each of the Vanguard Lifestrategy funds on the date this started at pricing yesterday VLS20 would have had the best return. Only slightly admittedly but it makes you think.

    How many of us are investing for the short term objectives though? 
  • Linton
    Linton Posts: 18,187 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Hung up my suit!
    edited 29 February 2020 at 4:45PM
    Prism said:
    Linton said:
    Linton Growth - £106108
    Linton WP - £101225
    Your wealth preservation portfolio seems a bit more volatile than I would have thought. Is that due to the discount on trusts widening or are there some equities in there?
    WP funds do generally hold a moderate % of equities, though this will vary over time.
    Linton WP is down about 4% this month.  More than half the fall is due to RIT which is down about 8.5%.  The problem with RIT and some other ITs is that the NAV is only published once a month and so the true premium/discount wont be known for a few days yet.  Until the NAV post-coronavirus is known I guess investors have no reason not to downgrade the fund alongside the rest of the market.  It does not help that RIT's underlying investments are remarkably non-transparent, mostly being categorised as "others".
    Linton WP is an earlier version of my current WP portfolio which is showing a fall over the past month of 2.8%.  The % allocated to RIT is now below 20%.
    Another factor in the published LInton WP data is that, as the results come from a Trustnet portfolio and dividends are not included,  its performance is somewhat under-stated.  WP ITs produce moderate dividends.



  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 29 February 2020 at 9:00PM
    Linton said:
    Prism said:
    Linton said:
    Linton Growth - £106108
    Linton WP - £101225
    Your wealth preservation portfolio seems a bit more volatile than I would have thought. Is that due to the discount on trusts widening or are there some equities in there?

    Another factor in the published LInton WP data is that, as the results come from a Trustnet portfolio and dividends are not included,  its performance is somewhat under-stated.  WP ITs produce moderate dividends.



    Use the London Stock Exchange website to run your portfolio. Cash (i.e. dividends) can then be recorded.  

    RIT has a large private equity allocation. Impossible to value on a short term basis. 
  • TBC15
    TBC15 Posts: 1,496 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 1 March 2020 at 3:58PM

    TBC15 £122,956  %23.0

    BLB53 £112,238  %12.2

    DiggerUK £128.857 %28.9 * £130,708 %30.7

    Well you go away for a month’s holiday and all hell breaks loose.

    The only silver lining in recent events was that I chose to do some portfolio maintenance last week of January, pity I had the time to reinvest as it would be nice to have a wedge of cash to invest at the moment. That’s our CGT allowances used up and the retirement cash bucket toped up for the year.

    Cracking result for Digger UK this month, can’t wait to see March’s results if the fun continues.

    * I’ve used Bullion by Posts gold price (£1237.11) this month as the usual resource  http://www.lbma.org.uk/precious-metal-prices appears to be on the blink at the moment.

    Edit DiggerUK results based on PM fix 28/2 (£1254.88) from Atkinsons site.

    So jobs to do rehash the portfolio in the portfolio’s section and try and fix the dogs dinner the OP has turned into post platform swap. Thanks for the tip’s bowlhead99, I’ll give them a shot.


  • DiggerUK
    DiggerUK Posts: 4,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I've taken to using the price charts from Atkinsons of Sutton Coldfield. They have a nice simple button to push to swap between fix and spot price..._

    p.s., why is it that the back button keeps deleting posts when you return from edit to preview. How do you contact the holiest corners of MSE to find out?
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Don't Let Your Granny Loose at the Dogs

    At 31-03-2020 - £95,365     Down 10.69% on month. 


  • Linton
    Linton Posts: 18,187 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Hung up my suit!
    Linton Growth: £95,076
    Linton WP: £99,178
  • Prism
    Prism Posts: 3,848 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Prism Global  - £115,947
    My relatively defensive equity funds seemed to work well enough this month even though we are yet to see the effect on earnings. Global equity was -3.6%, global small and mid cap -2.1%, emerging markets -8.7% and UK small caps doing the worst at -19.8%. All these funds beat their benchmarks during the fall but I don't yet know if they will recover as strongly after this is all over.
    Except for my standard small monthly top up I bought and sold nothing during this month.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Prism said:
    Prism Global  - £115,947
    My relatively defensive equity funds seemed to work well enough this month even though we are yet to see the effect on earnings. Global equity was -3.6%, global small and mid cap -2.1%, emerging markets -8.7% and UK small caps doing the worst at -19.8%. All these funds beat their benchmarks during the fall but I don't yet know if they will recover as strongly after this is all over.
    Except for my standard small monthly top up I bought and sold nothing during this month.
    Are you adding your monthly top up into the figures? 
  • Prism
    Prism Posts: 3,848 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    edited 31 March 2020 at 11:48PM
    Prism said:
    Prism Global  - £115,947
    My relatively defensive equity funds seemed to work well enough this month even though we are yet to see the effect on earnings. Global equity was -3.6%, global small and mid cap -2.1%, emerging markets -8.7% and UK small caps doing the worst at -19.8%. All these funds beat their benchmarks during the fall but I don't yet know if they will recover as strongly after this is all over.
    Except for my standard small monthly top up I bought and sold nothing during this month.
    Are you adding your monthly top up into the figures? 
    No its a tiny amount compared to the total. When we started this thread I used to try and factor it into the portfolio each month by rebalancing but it took ages to do. Also over the course of the year I tend to allocate the extra money fairly evenly. So for the invest off the funds are untouched - just the same £100k we started with. Its a pretty accurate reflection of my SIPP
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