Great British Invest off or Passive V Active Updates

TBC15

Results for September

TBC15 £117,976
BLB53 £106,789

Well a little disappointing as at the beginning of September I thought I might be in with a chance of hitting 20% for the year.

One year in and whats changed.

Emerging markets got ditched as they didn't seem to be doing much emerging.

Fidelity UK Smaller Companies W Acc were shown the door as after 4 ½ years performance was nothing to write home about.

The small holding in Jupiter India wasn't showing any good reason to hold on to, so it went.

Stars of the portfolio so far are Technology and Fundsmith both doing well.

What does the next 12 months have in store?

China will probably be hit with Mr Trumps sanctions.
Brexit will prove interesting for all our portfolios I'm sure.

Linton

Linton Growth - £113857
Linton WP - £101648

AnotherJoe

AJ's simple "world equity mostly ex UK low cost trackers" SIPP £114,222
AJ's missmatched bits and bobs SIPP £128,000 *
AJ's poor attempt at an income portfolio £102,000 **

AFAICS the Vanguard "benchmark" fund in post 1 would be [STRIKE]£110,468. Is that right?[/STRIKE]
Oops that was the income. The acc was £112,840


(These are all results from exactly one year ago, is that the deal here?)

p.s. just for irony, I had some money i wanted to invest for a year or two as i drew down but didn't want to leave in cash. After some research i chose a so-called safe IT (PAT) which when you add back in dividends is probably down a couple %. Which i find unimpressive over a period where everyone here is getting decent returns (apart from Digger )

*It is complex to work it out exactly as its had money added and money removed, but that's close enough. It is a hodge podge portfolio full of weird mismatched stuff that would give Dunston kittens, on the Spinal Tap standard risk rating its definitely an 11.

** Close enough

Prism

For September

Prism Global is £119,260

For the year, Legg Mason IF Japan was my best performer at almost 29% with Fundsmith and L&G Health (passive) coming in 2nd and 3rd. The worst performer was Jupiter India by a mile but its only a small percentage of the portfolio.

During the year I sold out of Baillie Gifford China and L&G Technology as I have another SIPP now with Scottish Mortgage with lots of tech and China exposure. Fundsmith also went a little heavier on tech. Out of interest I kept that sample portfolio running too It was up 21.5% over the year so about 2.3% better than my current portfolio. I still think I did the right thing to reduce risk.

I have no current plans to change anything except possibly sell Jupiter India if it goes up significantly. I will need to keep an eye on Legg Mason Japan to make sure its percentage doesn't get too high. I try and keep my three small/mid cap funds roughly the same weighting.

I also have a new experiment in my ISA for this next year consisting of the three Fundsmith funds only.

finellah

Finellah 9.9
FinellahVLS80 9.3
Vanguard All Cap 12.8

TBC15

AnotherJoe wrote: »

AJ's simple "world equity mostly ex UK low cost trackers" SIPP £114,222
AJ's missmatched bits and bobs SIPP £128,000 *
AJ's poor attempt at an income portfolio £102,000 **

AFAICS the Vanguard "benchmark" fund in post 1 would be [STRIKE]£110,468. Is that right?[/STRIKE]
Oops that was the income. The acc was £112,840


(These are all results from exactly one year ago, is that the deal here?)

p.s. just for irony, I had some money i wanted to invest for a year or two as i drew down but didn't want to leave in cash. After some research i chose a so-called safe IT (PAT) which when you add back in dividends is probably down a couple %. Which i find unimpressive over a period where everyone here is getting decent returns (apart from Digger )

*It is complex to work it out exactly as its had money added and money removed, but that's close enough. It is a hodge podge portfolio full of weird mismatched stuff that would give Dunston kittens, on the Spinal Tap standard risk rating its definitely an 11.

** Close enough

12 months late is probably a little late for the 2017 start, however there were a number of people who wanted to contribute throughout the year. The anniversary of the initial thread is now upon us and I hope the original contributors will carry on.

If yourself and anyone else that has been following the thread wants to submit there portfolios https://forums.moneysavingexpert.com/discussion/comment/73192270#Comment_73192270 at the end of September I'll include their progress over the next months. The next 12 months will probably be of great interest.

DiggerUK

As the fix isn't in for a weekend, I've used Fridays fix prices. £909.48.
Sep 2017 £961.585
Sep 2018 £909.480
-£52.105


It does need to be taken into consideration that gold has a spread buying and selling. This can be as wide as 5/6%. The best spread yesterday was -1.5% when you sell, and +2% when you buy, 3.5%.
'Management' or 'administration' fees with physical holding of gold are paid upfront once at the beginning, and upfront once when selling..._

A_T

A_T's British Bulldog portfolio

£105,665

TBC15

DiggerUK wrote: »

As the fix isn't in for a weekend, I've used Fridays fix prices. £909.48.
Sep 2017 £961.585
Sep 2018 £909.480
-£52.105


It does need to be taken into consideration that gold has a spread buying and selling. This can be as wide as 5/6%. The best spread yesterday was -1.5% when you sell, and +2% when you buy, 3.5%.
'Management' or 'administration' fees with physical holding of gold are paid upfront once at the beginning, and upfront once when selling..._

Is there any reason not to use the pm price for gold on the 28th Sep £912.52 ?

crazychamps

TBC - would it not be easier to show the returns of the individual portfolios through an online excel sheet where you simply share with us the link - it would also help you with formatting?