PIP assessment tomorrow, how to prove am terrible with budgeting?

dee100

poppy12345 wrote: »

I'm assuming you're taking someone with you to the assessment?

A volunteer from foodbank is taking me, i am not taking them

dee100

Alice_Holt wrote: »

Would you have problems with lack of motivation re cooking due to depression?

Have a look at https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/547146/pip-assessment-guide.pdf

Pages 86 & 97 on. This gives info on how the descriptors are assessed.

Thank you, Alice, you are too kind.
at time of filling form, yes, on bad days. I am not willing to lie to get PIP...I think I am better now as learned CBT for OCD on youtube. 2 months ago n bad days I would not leave house for 1-3 days, and cook less often, not now...

System

I have bipolar, i took bank statements with me showing i was £2000 overdrawn and that i have been for several years and also detailed how i'd ended up using pay day loans to cover rent, utilities, and having bipolar im prone to being impulsive. I took a budget with me that a friend had helped with and that and the bank statemetnts showed i couldnt stick to a budget. Cant remember how mnay points i got but i definetly got them for not being able to deal with complex money issues.

dee100

i cannot use sharp knives as due to poor concentration, impatience severely cut myself...i use blunt knives for cooking
I'm sure their quotas for this week will be low for amount of people they have to refuse and i will do well.
i will be in receipt of PIP in 2 weeks.
thanks Alice, I will take that wording i wrote with me re how spending makes me feel good. giving me some contro; over my life.

poppy12345

dee100 wrote: »

i cannot use sharp knives as due to poor concentration, impatience severely cut myself...i use blunt knives for cooking
I'm sure their quotas for this week will be low for amount of people they have to refuse and i will do well.
i will be in receipt of PIP in 2 weeks.
thanks Alice, I will take that wording i wrote with me re how spending makes me feel good. giving me some contro; over my life.

Bear in mind that after your assessment decisions can take anything from 2-8 weeks depending where in the country you are and the backlog in your area.

dee100

xXMessedUpXx wrote: »

I have bipolar, i took bank statements with me showing i was £2000 overdrawn and that i have been for several years and also detailed how i'd ended up using pay day loans to cover rent, utilities, and having bipolar im prone to being impulsive. I took a budget with me that a friend had helped with and that and the bank statemetnts showed i couldnt stick to a budget. Cant remember how mnay points i got but i definetly got them for not being able to deal with complex money issues.

thanks for that. are you in London? crosslight centre London W6 can help you with budgeting, CAP christians aginst poverty can help with debts. you don't have to be Christian. Martin Lewis recommends them highly

Alice_Holt

dee100 wrote: »

at time of filling form, yes, on bad days. I am not willing to lie to get PIP...I think I am better now as learned CBT for OCD on youtube. 2 months ago n bad days I would not leave house for 1-3 days, and cook less often, not now...

The PIP assessment should look at how you are on the majority of days over 1 year.
It is quite likely that your mental health will vary over time, so look at it over 365 days.
If in 183 days over the last year your mental health affected you being able to do the PIP activities reliably, then you need to explain this to the assessor. 2 months may be too short a period to judge - especially if your low mood does vary.

dee100

Thanks,
if I got PIP enhanced rate which i should but won't according to Poppy, I would use it for Psychotherapy £60 pw...that is concs rate

nicetomeetyou

Do you think if somebody has an social services appointee that manages all money that person would considered unable to manage their money and score maximum points?

FBaby

If all it took to justify that you can't budget is that you are overdrawn than half the population could consider applying for PIP and then many more would find themselves suddenly struggling to budget.

The descriptor mentions simple budgeting, ie. being able to understand that if you have £50 in your bank account, you will be overdrawn if you spend £100, which is different to understanding the concept, but not caring and still spending the £100.